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What is Morocco Travel Insurance, and why do you need it?

Morocco is a popular destination for travellers from the UK. It has a rich culture, stunning landscapes, and warm hospitality. In fact, it attracts around 600,000 British tourists a year. While Morocco is a welcoming place, you should still prepare for unexpected situations.

The right Travel Insurance policy will cover emergency expenses if needed. Unforeseen medical costs can ruin your trip. So can extreme weather conditions and crime. Protect yourself with AllClear’s comprehensive Travel Insurance. Cover for pre-existing conditions, lost luggage, and more.

Comprehensive Travel Insurance is a must-have for Morocco. Here’s why:

What does AllClear’s Morocco Travel Insurance cover?

Morocco Travel Insurance from AllClear covers you against unexpected medical costs. We offer up to unlimited cover for medical expenses. We’ll also protect against travel costs if you have to return home in an emergency.

What’s covered?

  • Medical cover. AllClear policies include emergency medical cover. Even for pre-existing conditions. This includes prescription medication, medical emergencies and medical equipment.
  • Cancellation and curtailment3. Cover for your flight and accommodation costs if you have to cancel before you go. We’ll also cover you if you need to return home early following an emergency.
  • Your baggage. Protection against the cost of stolen, damaged or lost luggage and personal possessions. You can also choose to add Gadget Cover to your policy, which covers up to eight gadgets.
  • Travel delays and missed departures. If your flight is delayed, we’ll compensate you for the time. If you miss your flight, you’ll also be covered for accommodation and transport costs.
  • Personal liability. Cover for your legal expenses and any liability due if you accidentally injure someone. You also have cover if you damage their property while you’re away on holiday.
  • All ages. We believe Travel Insurance should be available to as many people as possible. That’s why our Travel Insurance has no upper age limit.

What’s not covered?

  • Deciding not to travel. We do not provide any cover if you can travel but choose not to.
  • Other regions. Your Morocco Travel Insurance won’t cover you if you travel outside your chosen region. You can contact us to upgrade your policy anytime.
  • Claims below the value of excess. You’re not covered for claims that fall below the value of the excess stated in your policy
  • Medical conditions you fail to declare. You need to provide us with an accurate medical history when you buy Travel Insurance. This is so we can give you the right cover. This is especially vital for senior travellers and those with long-term illnesses.

For full details, please refer to your policy wording.

We offer three different policy levels: Gold, Gold Plus, and Platinum. Each is tailored to your specific requirements.

SWIPE TO COMPARE POLICIES

 

Gold

Gold Plus

Platinum

Emergency medical expenses and Repatriation costs Up to £10m Up to £15m Unlimited
Cancellation* and Curtailment Up to £2k Up to £15k Up to £25k
Travel Delay Up to £300 Up to £1,500 Up to £1,500
Personal Belongings Up to £2k Up to £2.5k Up to £5k
Personal liability Up to £2m Up to £2m Up to £2m
Legal protection cover Up to £50k Up to £50k Up to £100k

* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.

AllClear’s Travel Insurance for Morocco with pre-existing medical conditions

We’re specialist Medical Travel Insurance providers. 62% of our customers have more than one pre-existing condition4. And we’ve covered more than 3.5 million travellers. So, if you have pre-existing conditions, we’ll cover your next trip.

Before you can get a quote, we’ll need to do a medical screening. This means we’ll ask you a few questions about your condition. That way, we can offer tailored cover for your trip. These questions might include things like:

  • When was your diagnosis?
  • Do you take any medications?
  • When was the last time you were admitted to hospital for treatment?

We can cover more than 1,300 different pre-existing medical conditions. This includes:

Find the best Morocco Travel Insurance for your trip

Make sure you get the right kind of Morocco Travel Insurance. Travel with confidence, knowing you’re covered with AllClear.

How many times are you heading overseas? This might change what kind of policy you need.

Doing something special? You’ll need Travel Insurance to match.

  • Cruise Cover: If your Moroccan adventure includes a cruise, Cruise Cover protects against unique risks. This includes things like missed departures or cabin confinement.
  • Gadget Cover: This protects your valuable tech while exploring Morocco. We cover devices in case of loss, theft, or damage.
  • Golf Cover: Are you planning to tee off in Morocco? Golf Cover safeguards your expensive equipment, so you can play worry-free.

Who are you heading abroad with? This can change the type of policy that you need for your trip.

  • Family Travel Insurance: Travelling with loved ones? Cover everyone in your group under one policy.
  • Group Travel Insurance: Ideal for friends or colleagues. Group Travel Insurance means a single policy for your entire group.
  • Seniors Travel Insurance: Tailored for older travellers. Seniors Travel Insurance provides complete cover for a worry-free stay in Morocco.

Is Morocco classed as being in Europe for Travel Insurance?

Yes, Morocco is often classed as Europe for Travel Insurance purposes. Sharing a border with Spain, it’s positioned close. It also has strong cultural and historical links with Europe. As such, many Travel Insurance providers include Morocco within their Europe area of cover. At AllClear, we include Morocco in our European Travel Insurance policies. Our European Travel Insurance policies also cover Egypt and Tunisia.

It is important to check the specific details of your policy. Some insurance providers may include Morocco in their worldwide policies.

How our Travel Insurance for Morocco works: A simple 3 step quote process

Simply complete our quick 3-step screening process to receive your quote. Here’s how it works.

1. Get a quote online or by phone

Once you’re ready to start the quote process, the first step is to provide your personal details. We’ll also ask for information about your holiday plans. You can complete this online or over the phone with one of our team members.

2. Complete our simple medical screening process

You must declare any medical conditions you have. You should also mention any medications you and your travel companions are taking. This will allow us to provide the cover that best suits your needs.

3. Get your quote

You can either proceed to buy or save your quote at this stage.

Letitia Smith

“Morocco can be the perfect getaway, with sun, sand and souks. But a trip to the hospital could land you in real trouble. Morocco’s healthcare system is not like the UK’s, and it is often better to fly home for treatment. But without comprehensive Travel Insurance, you’ll have to cover the cost of medical repatriation – which can be tens of thousands of pounds. Make sure you’re protected so you can relax and savour every moment of your trip.”

Letitia Smith MSc, Travel Insurance expert

What our customers say

Angelina was really helpful

Angelina was really helpful and friendly. Not pushy, as insurance people can sometimes be. Understood our needs precisely. Quote came out much lower price wise than expected. Great value for our 5 day trip to Morocco.

– Bernadette R
– Date of experience: April 21, 2024

There’s a reason 98% of our customers would recommend us to family and friends5. Here’s what they have to say about us.

What our Customers Say

Frequently Asked Questions on Morocco Travel Insurance

Do you need Travel Insurance for Morocco?

Travel Insurance is not a legal requirement for visiting Morocco. However, it is highly recommended. Public healthcare facilities in Morocco aren’t always adequate, so you may need private care. Or, you may need to return home for treatment. The FCDO advises travellers to make sure they have appropriate Travel Insurance. It should cover local treatment or potential medical evacuation.

Remember that Travel Insurance also covers other risks. For example, those related to heightened security concerns in the region.

How much is Travel Insurance to Morocco?

There is no standard set price for Morocco Travel Insurance. The cost depends on your needs and your trip. Some example factors that will affect the cost of your Travel Insurance policy are:

  • Your age
  • Your medical history
  • Your destination – even within Morocco
  • How long you’re going for

Does the GHIC cover Morocco?

The Global Health Insurance Card (GHIC) does not cover Morocco. It only gives access to state-provided healthcare in European Union countries. If you are travelling to Morocco, you should get Travel Insurance to cover medical expenses. Travel Insurance will also cover other potential risks during your trip.

What Travel Insurance do you need for Morocco?

When travelling to Morocco, you’ll need Travel Insurance that protects against common issues. When getting a quote, you should make sure it includes:

  • Medical Cover: The UK and Morocco do not have a reciprocal healthcare agreement. Therefore, it is crucial to have insurance that covers emergency medical expenses. You should ensure repatriation is included in case you need to be flown home for treatment. Your policy should also include coverage for any pre-existing medical conditions.
  • Cancellation and Curtailment: Your policy should cover trip cancellation or cutting your holiday short. This can provide financial protection if you need to cancel your trip or return home early.
  • Baggage and Personal Belongings: Insurance should cover lost, stolen, or damaged baggage. Crime rates can be high in tourist areas, so having cover is particularly important.

Get the most out of your trips with our helpful guides

Where are you visiting?

Explore our helpful guides for tips on remembering everything you need when travelling to one of the destinations below.

Which activities do you have planned? 

Remember to add extra cover to your policy for a worry-free trip. Whether you’re planning a skiing holiday or setting sail on a cruise.

Written by: Letitia Smith | Travel Insurance Expert
Last Updated: 25 October 2024


* Discount applies to the base premium of an AllClear Travel Insurance policy and does not apply to any premium generated to cover medical conditions. This discount cannot be used in conjunction with any other offer. Discount ends 23:59 on 3rd February 2025. With the purchase of an AllClear branded policy up to the 3rd February 2025, you’ll also automatically enter a prize draw to win £3,199. See Terms and Conditions for more details.

 

† Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 70,000 reviews as of January 2024. AllClear Gold Plus achieved a Which? Best Buy.

1 Based on 150,000+ Trustpilot responses, as of August 2024.
2 Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 70,000 reviews as of February 2024.
3 Providing you have purchased a policy that includes cancellation cover.
4 Based on 4358 responses. AllClear Annual Survey, February 2024.
5 Based on 780 responses, correct as of 16/01/2024.