Get peace of mind while you travel across Mexico. From Oaxaca to Orizaba, travel with confidence with AllClear.
What is Mexico Travel Insurance, and why do you need it?
Mexico is an incredibly popular tourist hotspot, and it’s easy to see why. More than half a million Brits visit Mexico each year, but it’s not without risk.
Depending on where you’re travelling in Mexico, you could experience violent crime, air pollution and water and food safety issues. If you’re planning on visiting, it’s crucial to have comprehensive Travel Insurance. Here at AllClear, we’ll even offer protection if you have a pre-existing medical condition. Plus, we cover lost luggage, cancelled holidays, and travel delays.
Travel Insurance with comprehensive medical cover is a must-have for Mexico. Here’s why:
- Pickpocketing, theft, and muggings are common in major cities and tourist areas. Avoid displaying valuables and use ATMs during daylight hours or inside secure locations. Consider if you need a Gadget Cover add-on so you’re able to replace any valuables that get lost.
- Mexico has different levels of food hygiene than we are used to in the UK. Drinking only boiled or bottled water and avoiding ice in drinks can prevent waterborne illnesses like Cyclospora. There have been reports of counterfeit alcohol causing severe illness. Make sure you have proper medical cover in case you need treatment of any kind.
- Mosquito-borne diseases such as Zika, Dengue, and Chikungunya are all present in Mexico. Taking precautions against mosquito bites is essential. Make sure you can be repatriated back to the UK if you need treatment.
Get peace of mind when travelling. At AllClear, we can cover: All medical conditions. All ages. All destinations. There’s a reason why 98% of our customers would recommend us to family and friends2.
What does AllClear’s Mexico Travel Insurance cover?
Our Mexico Travel Insurance covers you for unexpected medical costs. It also covers lost luggage and cancelled flights3. Travel with peace of mind, knowing you’re covered with AllClear.
What’s covered?
- Medical cover. AllClear policies include emergency medical cover, as well as medical costs for existing conditions. This includes prescription medication, medical emergencies and medical equipment.
- Cancellation and curtailment3. Cover for your flight and accommodation costs if you have to cancel before you go. We’ll also cover you if you need to return home early following an emergency.
- Your baggage. Protection against the cost of stolen, damaged or lost luggage and personal possessions. You can also choose to add extra cover for gadgets to your policy.
- Travel delays and missed departures. If your flight is delayed, we’ll compensate you for the time. If you miss your flight, you’ll also be covered for accommodation and transport costs.
- Personal liability. Cover for your legal expenses and any liability due if you accidentally injure someone. You also have cover if you damage their property while you’re away on holiday.
- All ages. We believe Travel Insurance should be available to as many people as possible. That’s why our Travel Insurance has no upper age limit.
What’s not covered?
- Deciding not to travel. We do not provide any cover if you can travel but choose not to.
- Other regions. Your Mexico Travel Insurance won’t cover you if you travel outside your chosen region. You can contact us to upgrade your policy anytime.
- Claims below the value of excess. You’re not covered for claims that fall below the value of the excess stated in your policy
- Medical conditions you fail to declare. You need to provide us with an accurate medical history when you buy Travel Insurance. This is so we can give you the right cover. This is especially vital for senior travellers and those with long-term illnesses.
For full details, please refer to your policy wording.
We offer three different policy levels: Gold, Gold Plus, and Platinum. Each is tailored to your specific requirements.
SWIPE TO COMPARE POLICIES
Gold |
Gold Plus |
Platinum |
|
| Emergency medical expenses and Repatriation costs | Up to £10m | Up to £15m | Unlimited |
| Cancellation* and Curtailment | Up to £2k | Up to £15k | Up to £25k |
| Travel Delay | Up to £300 | Up to £1,500 | Up to £1,500 |
| Personal Belongings | Up to £2k | Up to £2.5k | Up to £5k |
| Personal liability | Up to £2m | Up to £2m | Up to £2m |
| Legal protection cover | Up to £50k | Up to £50k | Up to £100k |
* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.
AllClear’s Travel Insurance for Mexico with pre-existing medical conditions
We’re Medical Travel Insurance Specialists, and we’ve helped more than 3.5 million people take trips abroad. We’ll cover you if any problems arise while you’re away – even if it’s related to a pre-existing condition.
So we can understand your needs better, we’ll need to ask you a few questions during the medical screening process. We do this so that we can give you the right kind of cover for you and for your trip. Some of the questions we might ask include:
- When were you diagnosed?
- Do you take any medications?
- When was the last time you were admitted to hospital for treatment?
We will consider all pre-existing conditions, even if they’re terminal. Some conditions we cover as standard include:
- Respiratory Conditions. We can provide cover for things like asthma, COPD, bronchiectasis, and cystic fibrosis.
- Musculoskeletal Conditions. We cover different types of arthritis, like osteoarthritis and rheumatoid arthritis. We can also cover fibromyalgia, osteoporosis and more.
- Endocrine Disorders. We can cover both types of diabetes, Type 1 and Type 2. We also cover underactive thyroid and liver cirrhosis.
- Mental Health Conditions. We have provided cover for conditions like ADHD and bipolar Disorder. We also cover depression and schizophrenia.
- Cardiovascular Conditions. We cover heart conditions like heart attack and high blood pressure. We can also cover heart failure and Ischemic heart disease.
Once you’ve completed a medical screening, you can get a quote for Travel Insurance to Mexico.
Find the best Mexico Travel Insurance for your trip
Get the right kind of cover for your trip with a Travel Insurance policy that works for you. Make sure your needs are covered so you can travel with confidence.
Are you taking one trip or multiple?
- Single Trip Travel Insurance: If you’re going abroad once, Single Trip Travel Insurance is what you need. It’ll cover you for one trip of up to 365 days of consecutive travel.
- Annual Multi-trip Travel Insurance: If you’re doing more than one trip, Annual Multi-trip Travel Insurance can work out to be cheaper – and a lot less paperwork.
What will you do on this trip?
- Cruise Cover: Cruise with confidence knowing you’re covered in the event of a cruise-specific mishap. No need to worry about missed departures or cabin confinement.
- Gadget Cover: Gadget Cover offers better protection for your devices. We can cover up to eight items on a single policy, no matter if they’re lost, stolen or broken.
- Golf Cover: It can be nerve-wracking taking your clubs away with you. So, make sure they’re covered in the event of an emergency. We’ll even cover any unused Greens Fees, too.
Are you going solo or taking people with you?
- Family Travel Insurance: Family travel is stressful enough. But getting one policy with everyone on it can make it slightly easier. We’ll cover up to two adults and up to eight kids on a single policy.
- Group Travel Insurance: If you’re heading away with friends, this is the one for you. We’ll cover up to eight adults on a single policy, so you can focus on planning day trips.
How our Travel Insurance for Mexico works: A simple 3 step quote process
Simply complete our quick 3-step screening process to receive your quote. Here’s how it works.
1. Get a quote online or by phone
Once you’re ready to start the quote process, the first step is to provide your personal details. We’ll also ask for information about your holiday plans. This can be completed over the phone with one of our team members or online.
2. Complete our simple medical screening process
You must declare any medical conditions you have. You should also mention any medications you and your travel companions are taking. This will allow us to provide the cover that best suits your needs.
3. Get your quote
You can either proceed to buy or save your quote at this stage.
“Mexico is a fun tourist destination, but travel always come with an element of risk. Whether it’s a fall on a hiking trail, an encounter with wildlife, or illness from food, it’s worth being prepared for the worst. But getting flown back to the UK for treatment can be tens of thousands of pounds, so it’s important to make sure medical repatriation is covered by your Travel Insurance policy.”
Letitia Smith MSc, Travel Insurance expert
What our customers say
Insurance - Mexico
“Mardy was very professional. Answered all my questions clearly. Would recommend this company as my previous experience was great as well.”
– Gail
– Date of experience: July 20, 2024
There’s a reason 98% of our customers would recommend us to family and friends2. Here’s what they have to say about us.
What our Customers Say
Frequently asked questions on Mexico Travel Insurance
Do you need Travel Insurance for Mexico?
Travel Insurance is not a legal requirement for visiting Mexico. However, it is highly recommended. The UK Government recommends that all British nationals get Travel Insurance before heading to Mexico.
How much is Travel Insurance to Mexico?
Multiple factors are used to determine the cost of Travel Insurance for Mexico. These vary from person to person. Some of these include:
- Your age
- Your medical history
- Your destination
- The length of your trip
- What you’ll be doing while you’re there
Each of these factors can change, meaning that there is no standard, set cost for Travel Insurance to Mexico.
Is Mexico in the Caribbean for Travel Insurance?
Mexico is generally not considered part of the Caribbean for Travel Insurance purposes. For most Travel Insurance providers, Mexico is typically classified as part of North America or as its own separate category. At AllClear, Mexico is covered as part of our Worldwide Travel Insurance.
What does Mexico come under for Travel Insurance?
Mexico is usually covered under Worldwide Travel Insurance policies. This means if you have an annual worldwide insurance policy that includes the USA and Canada, it will generally cover Mexico, too.
Some insurance providers offer specific Mexico Travel Insurance packages, which may provide tailored coverage for the unique risks associated with travelling to Mexico, such as potential health issues (e.g., Zika virus) or security concerns.
At AllClear, we have two types of Worldwide Travel Insurance:
- Cover anywhere in the world except the USA, Mexico, Canada, and the Caribbean
- Cover anywhere in the world, including the USA, Mexico, Canada, and the Caribbean
Before you leave the UK, make sure that you have the right kind of Worldwide cover, including Mexico. If you’re unsure, check the wording in your policy documents.
Does the GHIC cover Mexico?
No, the GHIC (Global Health Insurance Card) does not cover Mexico. The GHIC primarily covers healthcare in EU countries and a few other specific territories. If you’re travelling to Mexico, you would need to obtain separate Travel Insurance to cover any medical expenses or emergencies during your trip.
Get the most out of your trips with our helpful guides
Where are you visiting?
Explore our helpful guides for tips on remembering everything you need when travelling to one of the destinations below.
Which activities do you have planned?
Remember to add extra cover to your policy for a worry-free trip. Whether you’re planning a skiing holiday or setting sail on a cruise.
