Travel with peace of mind in Japan. From serene temples to bustling cities, protect your journey with AllClear.
What is Japan Travel Insurance, and why do you need it?
Travelling to Japan can be a once-in-a-lifetime holiday. High tech cities and a rich cultural heritage combine to make this an exciting destination. And of course, then there’s the wonderful food and scenery. As one of the safest countries in the world, there’s lots to enjoy. However, that doesn’t mean a trip there is risk-free. From natural disasters to petty crime, you may still find unexpected mishaps can affect your trip.
Travel Insurance should be a priority when planning any trip, even somewhere as safe as Japan. Here’s why:
- Japan is prone to natural disasters. In 2021 alone, these led to 186 deaths in Japan. A comprehensive Travel Insurance policy will protect you from costs if your trip is cancelled due to disasters. It will also cover expenses if you need to get home in an emergency.
- Healthcare in Japan is expensive. Japan does not have reciprocal healthcare agreements with the UK. This means tourists must pay the full cost of any medical treatment they receive. A single consultation with a doctor can cost as much as £250. That’s before the cost of any treatment or medication.
- Almost 10% of Brits say the food is the main reason for their travel to Japan. However, foodborne illness is not uncommon in Japan. More than 300 travellers each year seek medical help because of illness from food. Having proper Travel Insurance means you’re only forking out for food you enjoy, not huge medical bills.
The right Travel Insurance policy will cover emergency expenses if needed. Unforeseen medical costs can ruin your trip. And stolen belongings or changed plans can end up being expensive. Protect yourself with AllClear’s comprehensive Travel Insurance.
What does AllClear’s Japan Travel Insurance cover?
Japan Travel Insurance from AllClear covers you against unexpected medical costs. We offer up to unlimited cover for medical expenses. We’ll even cover the cost of emergency transport back to the UK if needed.
What’s covered?
- Medical cover. AllClear policies include emergency medical cover. Even for pre-existing conditions. This includes prescription medication, medical emergencies and medical equipment.
- Cancellation and curtailment3. Cover for your flight and accommodation costs if you have to cancel before you go. We’ll also cover you if you need to return home early following an emergency.
- Your baggage. Protection against the cost of stolen, damaged or lost luggage and personal possessions. You can also choose to add extra cover for gadgets to your policy.
- Travel delays and missed departures. If your flight is delayed, we’ll compensate you for the time. If you miss your flight, you’ll also be covered for accommodation and transport costs.
- Personal liability. Cover for your legal expenses and any liability due if you accidentally injure someone. You also have cover if you damage their property while you’re away on holiday.
- All ages. We believe Travel Insurance should be available to as many people as possible. That’s why our Travel Insurance has no upper age limit.
What’s not covered?
- Deciding not to travel. We do not provide any cover if you can travel but choose not to.
- Other regions. Your Japan Travel Insurance won’t cover you if you travel outside your chosen region. You can contact us to upgrade your policy anytime.
- Claims below the value of excess. You’re not covered for claims that fall below the value of the excess stated in your policy
- Medical conditions you fail to declare. You need to provide us with an accurate medical history when you buy Travel Insurance. This is so we can give you the right cover. This is especially vital for senior travellers and those with long-term illnesses.
For full details, please refer to your policy wording.
We offer three different policy levels: Gold, Gold Plus, and Platinum. Each is tailored to your specific requirements.
SWIPE TO COMPARE POLICIES
Gold |
Gold Plus |
Platinum |
|
| Emergency medical expenses and Repatriation costs | Up to £10m | Up to £15m | Unlimited |
| Cancellation* and Curtailment | Up to £2k | Up to £15k | Up to £25k |
| Travel Delay | Up to £300 | Up to £1,500 | Up to £1,500 |
| Personal Belongings | Up to £2k | Up to £2.5k | Up to £5k |
| Personal liability | Up to £2m | Up to £2m | Up to £2m |
| Legal protection cover | Up to £50k | Up to £50k | Up to £100k |
* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.
AllClear’s Travel Insurance for Japan with pre-existing medical conditions
We’re Specialist Medical Travel Insurance providers. Over the years, we’ve helped more than 3.5 million people get cover for their trips. 98% of our surveyed customers would recommend us to family and friends4. 62% also reported having more than one pre-existing condition5. So, if you’re living with medical conditions we’ll help you get cover for your next trip.
We can cover more than 1300 different pre-existing medical conditions. This includes:
- Respiratory Conditions. We can provide cover for conditions such as asthma, COPD, bronchiectasis, and cystic fibrosis.
- Cardiovascular Conditions. This includes heart-related conditions such as heart attacks. We can also cover ischemic heart disease, pacemakers, and stroke.
- Digestive and Gastrointestinal Conditions. We can offer cover for conditions like, coeliac disease and Crohn’s disease. We can also cover liver conditions like liver cirrhosis and liver disease.
- Eye and Vision Conditions. This includes conditions like cataracts and glaucoma.
- Surgical History and Transplants. For example, brain aneurysms, heart transplants, liver transplants, and post-operative care.
- Cancer and Oncology. Whether you’re dealing with or in remission, we can cover various forms of cancer. This includes things like leukaemia, lung cancer, lymphoma, and melanoma.
- Musculoskeletal and Mobility Conditions. Whether it’s back issues, joint problems, or anything else affecting your mobility. We can provide cover for conditions like back problems, broken bones, and hip replacements.
- Autoimmune and Chronic Conditions. We can cover ongoing conditions like lupus, sarcoidosis, and vasculitis. We also offer cover for type 1 and type 2 diabetes.
- Mental Health and Neurological Conditions. Cover for conditions like migraine, MS, OCD, psychosis, and schizophrenia.
- Other Specific Conditions. We can cover conditions like anorexia nervosa, gout, and terminal illness.
You must get the right kind of cover while you’re away. To provide this we’ll need to know a little more about your pre-existing condition. During the medical screening process, we’ll ask you a few questions. These questions might include things like:
- When was your diagnosis?
- Do you take any medications?
- When was the last time you were admitted to hospital for treatment?
Find the best Japan Travel Insurance for your trip
Make sure you get the right kind of Japan Travel Insurance. Travel with confidence, knowing you’re covered with AllClear. But what type of policy do you need? The best Japan Travel Insurance for you depends on how often you go, what you do, and who you’re going with.
How many times are you going abroad this year? Your policy might change based on how many trips you’ll be taking.
- Single Trip Travel Insurance: Cover for one trip, up to 365 days
- Annual Multi-trip Travel Insurance: No matter how many times you’re travelling this year, this will keep you protected
What will you do on your trip to Japan? If you’ve got something special planned, you might need extra cover for your trip.
- Cruise Cover: Seeing the sights of Japan by boat? This cover protects against cruise-specific risks. Don’t let missed departures or cabin confinement cost you money.
- Gadget Cover: This covers up to eight devices while you explore Japan. Includes protection against loss, theft, or damage.
- Golf Cover: Protection for all golf-related risks, including green fees and clubs up to £750.
Who are you travelling with? This could change the type of policy you need.
- Family Travel Insurance: Cover your loved ones, adults and children, under one policy.
- Group Travel Insurance: A single, complete policy for up to 10 travellers.
- Seniors Travel Insurance: We’ll protect travellers of all ages. Our Seniors Travel Insurance provides complete cover.
How our Travel Insurance for Japan works: A simple 3 step quote process
Simply complete our quick 3-step screening process to receive your quote. Here’s how it works.
1. Get a quote online or by phone
Once you’re ready to start the quote process, the first step is to provide your personal details. We’ll also ask for and information about your holiday plans. This can be completed over the phone with one of our team members or online.
2. Complete our simple medical screening process
You must declare any medical conditions you have. Also you should mention any medications you and your travel companions are taking here. This way, we can provide the cover that best suits your needs.
3.Get your quote
You can either proceed to buy or save your quote at this stage.
“Exploring serene bamboo forests. Indulging in a traditional kaiseki dinner. Hiking to the summit of Mount Fuji. Your trip to Japan deserves to be carefree. AllClear’s Japan Travel Insurance covers you for mishaps from lost baggage to medical emergencies. That leaves you free to focus on exploring and creating lasting memories. Immerse yourself in the beauty and culture of Japan, knowing that you’re protected every step of the way.”
What our customers say
Travelling to Japan and other countries…
“Travelling to Japan and other countries in the locale we decided we needed a fully comprehensive policy that covered all eventualities. Although quite costly, we still felt that it was worth it. We did experience a delay with the visit and AllClear were very good about putting the policy date on hold for us for a short time. If we need such comprehensive cover again we would certainly consider them as our first port of call for a chat and a quote.”
– Susan
– Date of experience: March 27, 2023
There’s a reason 98% of our customers would recommend us to family and friends4. Here’s what they have to say about us.
What our Customers Say
Frequently Asked Questions on Japan Travel Insurance
Do you need Travel Insurance for Japan?
Travel Insurance is not a legal requirement to enter Japan. However, it is highly recommended by the UK Government. Medical treatment in Japan can be expensive. It’s also prone to natural events like earthquakes and typhoons that can affect travel plans. Having Travel Insurance can help cover these types of costs.
What Travel Insurance do you need for Japan?
Comprehensive Travel Insurance will protect you against costs from most common risks. You should make sure your policy includes:
- Medical Cover: Medical treatment in Japan is high quality but expensive. Travel Insurance should cover medical emergencies and hospital stays. Make sure your policy also covers medical evacuation if necessary.
- Natural Disasters: Japan is prone to natural events such as earthquakes, volcanic eruptions, and typhoons. Ensure your Travel Insurance covers these incidents, including any potential disruptions to your travel plans.
- Cancellation and Baggage: Look for policies that cover trip cancellations and lost baggage. This can provide financial protection if your plans have to change, or you lose any belongings.
- Activities and Sports: You might need additional cover for planned activities. For example, standard policies won’t cover skiing or hiking. These activities are high-risk, so you’ll need extra cover.
How much is Travel Insurance for Japan?
The cost of Travel Insurance for Japan can change based on the level of cover. The exact cost will depend on factors such as your age and the duration of the trip. If you have selected any other cover options, like Gadget Cover, these will also change the cost.
Does the GHIC cover Japan?
The GHIC (Global Health Insurance Card) does not cover healthcare in Japan. The GHIC is only valid in the European Union and some other territories. It does not extend to countries outside of Europe, such as Japan.
Get the most out of your trips with our helpful guides
Where are you visiting?
Explore our helpful guides for tips on remembering everything you need when travelling to one of the destinations below.
Which activities do you have planned?
Remember to add extra cover to your policy for a worry-free trip. Whether you’re planning a skiing holiday or setting sail on a cruise.
