Travel Insurance for Crohn’s Disease gives you the peace of mind for your next trip. With up to unlimited medical emergency expenses cover, you can travel with confidence.
Specialist Travel Insurance for Crohn’s Disease
Specialist Travel Insurance for Crohn’s Disease means you’re covered if you have a medical emergency abroad. For example, we’ll help you cover the replacement cost if you need more stoma supplies. We’ll also cover costs from hospital trips and even medical repatriation back to the UK if needed.
- If you’re travelling with Crohn’s, make sure you have emergency medical cover. People with Crohn’s disease are 50% more likely to have an episode of illness while travelling, according to one study.
- Having cancellation cover is a must-have for anyone with Crohn’s disease. One study showed that 43.8% of travellers with Crohn’s cancelled or altered their plans due to their condition.
- Another study showed that 30% of people with Crohn’s feel it limits their ability to travel abroad. Meanwhile, 61% were worried about problems with healthcare when travelling.
This is why your Travel Insurance policy needs to be right for you. We’ll tailor your policy to suit you, covering you for medical emergencies while away, including as a result of your Crohn’s. You’re covered for all potential risks, including access to stoma supplies, medication, or pain relief. That leaves you free to enjoy your trip with peace of mind.
At AllClear, we can cover: All medical conditions. All ages. All destinations. 98% of our customers would recommend us to family and friends, so you’re in good hands3.
What cover does AllClear’s Crohn’s Disease Travel Insurance provide?
Our Crohn’s Disease Travel Insurance protects you against unexpected medical costs. It also covers you if you need to get medication abroad. You can also claim for cancellation in case you have to cancel due to an unexpected Crohn’s flare-up1. We’ll even cover your luggage in case it goes missing.
What’s covered?
- Medical cover. AllClear policies include emergency medical cover, as well as medical costs for existing conditions. This includes prescription medication, medical emergencies and medical equipment.
- Cancellation and curtailment1. Cover for your flight and accommodation costs if you have to cancel before you go. We’ll also cover you if you need to return home early following an emergency.
- Your baggage. Protection against the cost of stolen, damaged or lost luggage and personal possessions. You can also choose to add extra cover for gadgets to your policy.
- Travel delays and missed departures. We’ll compensate you for the time if your flight is delayed. If you miss your flight, you’ll also be covered for accommodation and transport costs.
- Personal liability. Cover for your legal expenses and any liability due if you accidentally injure someone. You also have cover if you damage their property while you’re away on holiday.
- All ages. We believe Travel Insurance should be available to as many people as possible. That’s why our Travel Insurance has no upper age limit.
What’s not covered?
- Deciding not to travel. We do not provide any cover if you can travel but choose not to.
- Other regions. Your Crohns Travel Insurance won’t cover you if you travel outside your chosen region. You can contact us to upgrade your policy anytime.
- Claims below the value of excess. You’re not covered for claims that fall below the value of the excess stated in your policy
- Medical conditions you fail to declare. You need to provide us with an accurate medical history when you buy Travel Insurance. This is so we can give you the right cover. This is especially vital for senior travellers and those with long-term illnesses.
For full details of what is and isn’t covered, please check your policy wording.
We offer three different policy levels: Gold, Gold Plus, and Platinum. Each is tailored to your specific requirements.
SWIPE TO COMPARE POLICIES
Gold |
Gold Plus |
Platinum |
|
| Emergency medical expenses and Repatriation costs | Up to £10m | Up to £15m | Unlimited |
| Cancellation* and Curtailment | Up to £2k | Up to £15k | Up to £25k |
| Travel Delay | Up to £300 | Up to £1,500 | Up to £1,500 |
| Personal Belongings | Up to £2k | Up to £2.5k | Up to £5k |
| Personal liability | Up to £2m | Up to £2m | Up to £2m |
| Legal protection cover | Up to £50k | Up to £50k | Up to £100k |
* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.
What types of Crohn’s disease are covered by AllClear’s Travel Insurance?
There are multiple types of Crohn’s. We can cover them all.
- Ileocolitis. This is the most common form of Crohn’s disease, accounting for about 50% of cases in the UK. If you have ileocolitis you could experience abdominal pain, diarrhoea, and fatigue. This can disrupt plans during long journeys or remote locations.
- Crohn’s Disease. This type of Crohn’s disease primarily affects the colon and can lead to severe diarrhoea and rectal bleeding. This form is less common, affecting about 0.5-4% of UK Crohn’s patients. Travellers might encounter challenges with restroom access, especially in unfamiliar environments.
- Gastroduodenal Crohn’s Disease. Involving the stomach and duodenum, symptoms include nausea, vomiting, and weight loss. If you have gastroduodenal Crohn’s, you may need to adjust your diet and medication regimen. This will help to prevent aggravation of symptoms, especially when trying new foods.
How to get Travel Insurance when you have Crohn’s disease
The first step to getting Travel Insurance when you have Crohn’s disease is to complete a medical screening. We’ll ask you a few questions about your condition. This might include things like:
- Are you currently undergoing treatment, or is any planned?
- Have you been admitted to hospital recently?
- Do you take any medication for your condition?
We need to know the answers to these questions to give you the best and most appropriate cover while you’re abroad. Remember that if we don’t know about your Crohn’s or other pre-existing conditions, we won’t be able to cover the costs of medical expenses in the event of an emergency.
AllClear’s Travel Insurance for Crohn’s disease with other pre-existing medical conditions
Having another pre-existing condition alongside Crohn’s is extremely common. One study showed that 78% of people with Crohn’s had another pre-existing condition and that, on average, most people with Crohn’s had three pre-existing conditions.
If you have Crohn’s and other pre-existing conditions, you’re not alone. It’s also not a barrier to you going abroad. We’re Specialist Medical Travel Insurance providers. We cover: All medical conditions. All ages. All destinations.
All you need to do is declare each of your conditions. Do this during the medical screening process. Then, we can create a Travel Insurance quote that works for you.
Remember that our medical warranty defines a pre-existing condition as anything where you have been:
- to a hospital, clinic, or GP surgery for medical treatment within the last two years. This also applies to remote consultations, either on the phone or through an app.
- placed on a waiting list, which might mean you’ll have to miss your trip.
- told you have a terminal illness.
Find the best Travel Insurance for your trip
Each person and each trip is different. That’s why we offer many different Travel Insurance policies. But what policy do you need? Here’s what we’d recommend.
- One big trip for the year? Single Trip Travel Insurance is what you’re looking for, and it’ll give you up to 365 days of consecutive travel cover.
- Doing multiple trips? Annual Multi-Trip Travel Insurance saves you time and money. One form and one policy means more money for cocktails by the pool.
- Embarking on the cruise of a lifetime? You’ll want Cruise Cover so that you’re covered for any unused excursions or cabin confinement time.
- Big golfing trip? Golf Travel Insurance will protect you and your beloved clubs so you can focus on getting a hole-in-one.
- Heading around Europe? Europe Travel Insurance will protect you across the continent, from Madrid to Marseille.
- Going further afield? Worldwide Travel Insurance protects you all around the globe.
How our Travel Insurance for Crohn’s disease works: A simple 3 step quote process
Getting a quote for Travel Insurance for Crohn’s disease couldn’t be simpler. Here’s how it works.
1. Get a quote online or by phone
The first step is to provide your personal details and information about your holiday plans. Complete this over the phone with one of our team members or online.
2. Complete our simple medical screening process
You must declare any medical conditions you have and any medications you are taking. This will allow us to provide the cover that best suits your needs.
3. Get your quote
You can either proceed to buy or save your quote at this stage.
“While travelling can be a concern for people with Crohn’s disease, plenty of people with this or other bowel conditions go abroad each year. Make sure you think about the type of cover you need. Crohn’s can strike at any time and leave you feeling drained, so having cancellation cover for your trips is key. Medical cover is important too, so you are covered in case of a medical emergency.”
What our customers say
Superb service by Ryan Edwards
“Superb service by Ryan Edwards helping me sort my daughters insurance out. She has Crohn’s Disease and the advice and information provided was clear and concise. No hard sell just good solid policy. Thank you.”
– Andrea Polley
– Date of experience: August 05, 2022
There’s a reason we’re rated Excellent or Great, with over 150,000 reviews4. Here’s what our other customers have to say about us.
What our Customers Say
Frequently asked questions on Crohn’s Disease Travel Insurance
Does Crohn's disease affect your Travel Insurance?
Crohn’s does affect your Travel Insurance. But this is true of any pre-existing medical condition. Your Travel Insurance quote is affected by many different factors, including:
- Your age
- Your medical history
- Your destination
- How long you’re travelling for
Each of these varies from person to person and from trip to trip, so each Travel Insurance policy is different.
Can you travel if you have Crohn's disease?
Yes, it is possible to travel if you have Crohn’s disease. One study showed that 89% of people with Crohn’s went abroad.
If you have Crohn’s, you just need to plan the holiday carefully. Try planning your trip at least six to eight weeks ahead so that you have time to get health advice, order medicines, and arrange any vaccinations you might need.
Is Crohn's considered a pre-existing condition?
Yes, Crohn’s disease is considered a pre-existing condition and should be declared during the medical screening process.
Our medical warranty defines a pre-existing condition as anything where you have been:
- to a hospital, clinic, or GP surgery for medical treatment within the last two years. This also applies to remote consultations, either on the phone or through an app.
- placed on a waiting list, which might mean you’ll have to miss your trip.
- told you have a terminal illness.
Will a GHIC be enough when travelling with Crohn's?
The FCDO advises that all UK nationals get the appropriate type of Travel Insurance policy before they leave the UK. That’s even if they have a GHIC (Global Health Insurance Card). While the GHIC covers you for any emergency medical costs, like surgeries or medication, it does not cover any other costs. For example, it will not cover the cost of ambulances to and from hospital. It also does not cover medical repatriation if you need to be flown back to the UK.
Can you fly with an inflamed bowel?
Yes, providing you are fit to travel. Before you head off, you should chat with your doctor about what to do if you have a flare-up – especially if you’re doing a longer journey. Make sure that you pack everything you need in your carry-on luggage, including extra stoma bags, medications and pain relief.
Get the most out of your trips with our helpful guides
Where are you visiting?
Explore our helpful guides for tips on remembering everything you need when travelling to one of our destinations.
Which activities do you have planned?
Want a worry-free trip? Don’t forget to add extra coverage to your policy. Whether you’re planning a family holiday or setting sail on a cruise, we’ve got you covered.
1 Providing you have purchased a policy that includes cancellation cover.
2 Winner 2023 – Insurance Times Awards, Customer Champion of the Year.
3 Based on 780 responses, correct as of 16/01/2024.
4 Based on 150,000+ Trustpilot responses, as of August 2024.
