Getting travel insurance after stroke
After-stroke travel insurance covers you if you have experienced a stroke and wish to travel with peace of mind. Travel Insurance for pre existing conditions covers you for medical emergencies, even those related to COVID-19, which is vital to prevent unexpected medical bills and give you the support you need if you have any medical problems while you are away.
If you’ve recently had a stroke or know a loved one who recently has, you’ll know how important travel insurance after stroke is if you’re planning on heading off on holiday.
At AllClear, we are specialists in medical travel insurance and can offer travel insurance for after a stroke. We have covered over 1300 different conditions since 2000, so getting travel insurance after a stroke should be a simple process with AllClear!
Having fulling declared your stroke, our travel insurance will cover you:
- For medical emergencies, including medical conditions that may arise as a result of your stroke.
- To use our medical emergency helpline. This means you can access assistance in the event of a medical emergency 24 hours a day, 7 days a week.
- For replacement medication.
*Providers will vary, so do check the cover limits of the policy you intend to purchase.
Benefits of AllClear Cover
| Gold | Gold Plus | Platinum | ||
|---|---|---|---|---|
| Emergency medical expenses and Repatriation costs | Up to £10m | Up to £15m | Unlimited | |
| Cancellation* and Curtailment | Up to £2k | Up to £15k | Up to £25k | |
| Travel Delay | Up to £300 | Up to £1,500 | Up to £1,500 | |
| Recuperation stay | ||||
| Personal Belongings | Up to £2k | Up to £2.5k | Up to £5k | |
| Personal liability | Up to £2m | Up to £2m | Up to £2m | |
| Legal protection cover | Up to £50k | Up to £50k | Up to £100k | |
| * If you buy a policy which includes cancellation cover | ||||
| All these figures are per person and per trip | ||||
Frequently asked questions
Can you get travel insurance after a stroke?
Yes, AllClear provides comprehensive travel insurance for those who have had strokes, alongside a variety of other medical conditions. Filling in the online quote process accurately will ensure you get the best travel insurance for your post stroke condition.
Your stroke was only minor/occurred many years ago, do you still need to declare it?
Yes, you will need to declare your stroke regardless of how long ago it occurred. If you do not do this and require treatment relating to your stroke while abroad, your treatment may not be covered.
You have medical conditions that occur as symptoms of your stroke, do you need to declare them separately?
If you are in doubt about whether your conditions are covered under ‘stroke’ then our expert Customer Care Team can offer help. You can contact them via Live Chat.
What will affect the price of your stroke travel insurance policy?
The premium you’re offered is calculated using many factors including:
Medical conditions
We are able to accurately calculate the risk of your medical conditions, including stroke, by using 15 years of comprehensive claims data.
Age
The older we become, we may be more likely to need to make a claim. This is calculated into the premium we provide you.
Trip length
If you are on holiday for a longer duration, then your premium may reflect this.
We provide you with a selection of stroke travel insurance quotes calculated based on the information you give us. You then select the policy that best suits your personal needs.
Simple 3 step quote process
1. Call us or click a quote button on our site
Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.2. Complete our simple medical screening process
You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.3. Get your quotes
You will then get your quotes and can either proceed to buy, or save your quote, at this stage.Our 5 star Trustpilot rating
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Travelling after stroke
What to look out for if you’re travelling after a stroke
Providing your doctor has declared you fit to travel, travelling after stroke should not be a decision you put off because you feel your condition requirements may limit you from pursuing your desired holiday. At AllClear, we believe that everyone deserves the right to travel if they plan accordingly.
Travelling after a stroke can be less stressful if you plan certain parts of your trip ahead of time. Here are a few stroke travel tips you should consider while planning your next big trip away.
Planning your trip
When planning your holiday, it’s important to check with your doctor to ensure you are fit to travel. It is advisable that you avoid air travel for at least 2 weeks after having a stroke. Your doctor might able to give you advice on the destination of your holiday and how best to enjoy your holiday safely and comfortably.
Taking your medication abroad
See your doctor before you travel so they can prescribe you enough medication to last the duration of your trip, plus a few extra days in case any unavoidable travel delays keep you away from home longer than anticipated. Also, be sure to pack your medication in your hand luggage if possible, and keep all medications in their original containers to ensure there is no confusion about what medication you’re carrying when going through security.
Flying after a stroke
Travelling after a stroke means you should consider your comfort during the flight and think about booking priority boarding so you can board the plane without the urgency of other passengers around you. An aisle seat may also be a good idea as it will be easier for you to get up, which you should try to do throughout the flight to help maintain proper circulation. If you’ve had restricted mobility since your stroke you could be more susceptible to DVT (deep vein thrombosis). Getting up as mentioned, as well as wearing flight compression stockings and doing some gentle foot and leg exercises from your seat could help lower your risk of DVT.
EHIC
If you’re travelling within the EU, you’ll be entitled to an EHIC. The EHIC (European Health Insurance Card) provides the same level of medical treatment as the residents of the country and is available for free through the NHS. This could mean lower cost or free medical treatment; however, you should be aware that this is not a valid form of travel insurance and you will still need comprehensive cover. For example, the EHIC will not cover you for repatriation, baggage loss or cancellation like travel insurance for your stroke condition may.
Enjoying your holiday while away
Going to a new place means wanting to do and see as much as possible. This is what holidays are for, but depending on how active you are following your stroke, taking it easy can be the best thing to help you truly enjoy a relaxing time away. If you require mobility equipment, check with tour guides when planning excursions, as they may be able to provide this for you. Always try to plan out specific times throughout the day when you can rest. AllClear knows the fun and importance of a nice holiday, and with the right travel insurance after having a stroke, we believe you can have the most enjoyable vacation knowing you’re securely covered!
