Get peace of mind with Stroke Travel Insurance. With up to unlimited medical emergency expenses cover, AllClear allows you to travel with confidence.
Specialist Travel Insurance after Stroke
Getting Stroke Travel Insurance means you’re covered in case of a medical emergency abroad. We’ll help you cover the cost of replacing your medication if it goes missing. Or we’ll cover the costs from unexpected hospital trips.
- There are 1.3 million stroke survivors in the UK. We believe everyone should have the right to travel, including travelling after you have had a stroke.
- However, 24% of stroke survivors are readmitted to hospital within a year. That’s why it’s important to be covered for emergency treatment while you’re abroad.
- The cost of warfarin can be as high as £2,225 per month in the US and as much as £6620.13 in South America. So, if you need medication in an emergency, you could face hefty costs.
Getting the right Travel Insurance policy is the key to travelling with peace of mind. You need a policy that covers all your needs while you’re away. That means cover if you lose your medication and cover if you need to be admitted to hospital.
At AllClear, we can cover: All medical conditions. All ages. All destinations. 98% of our customers would recommend us to family and friends, so you’re in good hands2.
What cover does AllClear’s Stroke Travel Insurance provide?
Specialist Stroke Travel Insurance from AllClear covers you against any unexpected medical costs. It also covers the cost of replacing your medication if you lose it abroad, for example, the cost of purchasing warfarin or atorvastatin.
What’s covered?
- Medical cover. AllClear policies include emergency medical cover, as well as medical costs for existing conditions. This includes prescription medication, medical emergencies and medical equipment.
- Cancellation and curtailment. Cover for your flight and accommodation costs if you have to cancel before you go. We’ll also cover you if you need to return home early following an emergency.
- Your baggage. Protection against the cost of stolen, damaged or lost luggage and personal possessions. You can also choose to add extra cover for gadgets to your policy.
- Travel delays and missed departures. We’ll compensate you for the time if your flight is delayed. If you miss your flight, you’ll also be covered for accommodation and transport costs.
- Personal liability. Cover for your legal expenses and any liability due if you accidentally injure someone. You also have cover if you damage their property while you’re away on holiday.
- All ages. We believe Travel Insurance should be available to as many people as possible. That’s why our Travel Insurance has no upper age limit.
What’s not covered?
- Deciding not to travel. You are not covered if you can travel but choose not to.
- Other regions. Your Stroke Travel Insurance won’t cover you if you travel outside your chosen region. You can contact us to upgrade your policy anytime.
- Claims below the value of excess. You’re not covered for claims that fall below the value of the excess stated in your policy
- Medical conditions you fail to declare. You need to provide us with an accurate medical history when you buy Travel Insurance. This is so we can give you the right cover. This is especially vital for senior travellers and those with long-term illnesses.
For further information about what is and isn’t covered, check your policy wording.
We offer three different policy levels: Gold, Gold Plus, and Platinum. Each is tailored to your specific requirements.
SWIPE TO COMPARE POLICIES
Gold |
Gold Plus |
Platinum |
|
| Emergency medical expenses and Repatriation costs | Up to £10m | Up to £15m | Unlimited |
| Cancellation* and Curtailment | Up to £2k | Up to £15k | Up to £25k |
| Travel Delay | Up to £300 | Up to £1,500 | Up to £1,500 |
| Personal Belongings | Up to £2k | Up to £2.5k | Up to £5k |
| Personal liability | Up to £2m | Up to £2m | Up to £2m |
| Legal protection cover | Up to £50k | Up to £50k | Up to £100k |
* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.
What types of strokes are covered by AllClear’s Travel Insurance?
We can cover all types of strokes, including:
- Ischemic Stroke. This type of stroke is caused by a blocked blood vessel in the brain. It can lead to physical weakness or paralysis, which could affect mobility when you are travelling. Around 85% of all strokes in the UK are ischemic. Recovery varies but could require accommodations for accessibility when abroad
- Hemorrhagic Stroke. These result from a burst blood vessel. It often need immediate medical intervention and can cause severe complications. . If you or someone you know has a hemorrhagic stroke, it can potentially affect travel plans. Hemorrhagic strokes account for about 15% of all strokes in the UK.
- Transient Ischemic Attack (TIA). These are sometimes known as “mini-strokes”. TIAs are brief episodes of stroke-like symptoms. They may not cause permanent damage, but can still indicate underlying vascular issues. These issues sometimes require medical evaluation before travel. Around 46,000 people in the UK have a first-time TIA each year.
How to get Travel Insurance when you’ve had a stroke
The first step to getting Travel Insurance after a stroke or mini-stroke (TIA) is to complete a medical screening. We’ll ask you a few questions about your condition. This might include things like:
- Have you had a stroke within the past three months?
- Have you been admitted to hospital recently?
- Do you take any medication for your condition?
It’s important to be as honest as possible here. If you don’t disclose all the information and you have a medical emergency abroad, we might be unable to help.
AllClear’s Travel Insurance after Stroke with other pre-existing medical conditions
Our 2024 customer survey revealed that 62% of our customers have more than one pre-existing condition3.
Having more than one pre-existing condition shouldn’t stop you from getting the cover you need. We’re Specialist Medical Travel Insurance providers. We can cover: All medical conditions. All ages. All destinations. Simply declare your pre-existing conditions during the medical screening, and we’ll do the rest.
Remember that our medical warranty defines a pre-existing condition as anything where you have been:
- to a hospital, clinic, or GP surgery for medical treatment within the last two years. This also applies to remote consultations, either on the phone or through an app.
- placed on a waiting list, which might mean you’ll have to miss your trip.
- told you have a terminal illness.
If you’ve got any conditions that fit within the medical warranty, it’s important to declare them so you have comprehensive cover.
Find the best Travel Insurance for your trip
We tailor each policy to you, your needs, and your holiday. So, which policy do you need? Here’s what we’d suggest.
- Taking just one trip this year? Single Trip Travel Insurance gives you up to 365 days of consecutive travel cover.
- Going abroad more than once? Annual Multi-Trip Travel Insurance covers each trip for between 45-55 days, no matter how many times you go away.
- Venturing to Europe? Europe Travel Insurance covers you across the entire continent.
- Going further afield? Worldwide Travel Insurance covers you from Missouri to Morocco.
- Going golfing? Golf Travel Insurance will protect you and your clubs so you can focus on getting a hole-in-one.
- What about a cruise? Cruise Cover means you’re not out of pocket if you’re confined to your cabin or miss your departure.
How our Travel Insurance after stroke works: A simple 3 step quote process
Getting a quote for Travel Insurance after a stroke couldn’t be simpler. Here’s how it works.
1. Get a quote online or by phone
The first step is to provide your personal details and information about your holiday plans. Complete this over the phone with one of our team members or online.
2. Complete our simple medical screening process
You must declare any medical conditions you have and any medications you’re taking. This will allow us to provide the cover that best suits your needs.
3. Get your quote
You can either proceed to buy or save your quote at this stage.
Our experts say…
“Want to travel after a stroke? The right Travel Insurance policy can give you peace of mind for your trip. AllClear’s policies cover medical emergencies, including those related to your stroke. That leaves you free to focus on enjoying your travels.”
What our customers say
Comprehensive and great value
“My husband and I have significant medical issues and our old company withdrew cover when he had another stroke. We have been with AllClear ever since and the cover has been great value and comprehensive. Puts your mind at ease when travelling.”
– Julia
– Date of experience: June 13, 2024
There’s a reason we’re rated Excellent or Great, with over 150,000 reviews4. Here’s what our other customers have to say about us.
What our Customers Say
Frequently asked questions on Stroke Travel Insurance
Can you get Travel Insurance after a stroke or TIA?
Yes, you can get Travel Insurance after a stroke or TIA. At AllClear, we cover: All medical conditions. All ages. All destinations.
If you need Travel Insurance after a stroke, we’re here to help. In fact, we offer cover to 99%+ of our customers5. So, if you want to travel with confidence, get a quote.
How much does Travel Insurance cost after a stroke?
The cost of any Travel Insurance policy is affected by many factors, including your medical history, for example if you’ve had a stroke or mini stroke (TIA).
Because each policy is tailored to the specific person and their holiday, including the destination and the length of time they’re going for, no two policies are the same and therefore, the cost will always vary.
Is a stroke a pre-existing condition for Travel Insurance?
Yes, a stroke is considered a pre-existing condition for the purposes of Travel Insurance. You should disclose the fact that you’ve had a stroke during the medical screening process. If you do not, we won’t be able to cover the costs of any medical emergencies related to your condition while you are away.
Our medical warranty defines a pre-existing condition as anything where you have been:
- to a hospital, clinic, or GP surgery for medical treatment within the last two years. This also applies to remote consultations, either on the phone or through an app.
- placed on a waiting list, which might mean you’ll have to miss your trip.
- told you have a terminal illness.
Will a GHIC cover medical care if you're travelling after a stroke?
The GHIC (Global Health Insurance Card) will cover any emergency medical costs while you’re travelling in a participating country in Europe. However, the UK Government recommends that all British nationals get the recommended type of Travel Insurance before they leave the country.
While the GHIC will cover emergency medical costs, it does not cover other medical expenses – such as transport to or from a hospital. It also does not cover other holiday emergencies, such as lost luggage or cancelled flights.
How soon after a stroke can you travel?
AllClear charity partners, The Stroke Association, advise stroke survivors not to fly for two weeks. In some cases, you may have to avoid flying for three months. In the case of a ‘mini-stroke’ or TIA, you may be able to fly after 10 days as long as you have fully recovered. Be careful though. In the weeks after a stroke, you are at the highest risk of another stroke.
Get the most out of your trips with our helpful guides
Where are you visiting?
Explore our helpful guides for tips on remembering everything you need when travelling to one of our destinations.
Which activities do you have planned?
Want a worry-free trip? Don’t forget to add extra cover to your policy. Whether you’re planning a family holiday or setting sail on a cruise, we’ve got you covered.
1 Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 70,000 reviews as of February 2024.
2 Based on 780 responses, correct as of 16/01/2024.
3 Based on 4358 responses. AllClear Annual Survey, February 2024.
4 Based on 150,000+ Trustpilot responses, as of August 2024.
5 Based on completed quotes between January 2023 – December 2023.
