Travel Insurance for HIV and AIDS
HIV travel insurance covers you if you or someone you know is living with HIV and wish to travel with peace of mind. This type of insurance covers you for medical emergencies, even those related to COVID-19, which is vital to prevent unexpected medical bills and give you the support you need if you have any medical problems while you are away.
Many basic travel insurance policies will not cover HIV and AIDS, or will decline after a medical screening. But if you are living with these conditions, you can still get medical travel insurance cover.
AllClear Travel can provide comprehensive single trip and annual travel insurance for HIV up to a high level of severity. HIV travel insurance cover can include:
- Specialist travel insurance that can cover HIV
- Cover available up to a high level of severity
- Cover for a terminal prognosis
Travel insurance for travelling companions on the same policy
Your travelling companions can be covered on the same policy so that if you need to cancel your holiday due to your HIV, you and your companions can all make a claim. Your travelling companions might not be able to claim for cancellation if they have bought travel insurance through a different provider.SWIPE TO COMPARE POLICIES
Gold |
Gold Plus |
Platinum |
|
| Emergency medical expenses and Repatriation costs | Up to £10m | Up to £15m | Unlimited |
| Cancellation* and Curtailment | Up to £2k | Up to £15k | Up to £25k |
| Travel Delay | Up to £300 | Up to £1,500 | Up to £1,500 |
| Personal Belongings | Up to £2k | Up to £2.5k | Up to £5k |
| Personal liability | Up to £2m | Up to £2m | Up to £2m |
| Legal protection cover | Up to £50k | Up to £50k | Up to £100k |
* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.
Get Quotes in Just 3 Easy Steps
Our Travel Insurance: A simple 3 step quote process
Simply complete our quick 3-step screening process to get your quote
Here’s how it works.
1. Get a quote online or by phone
Once you’re ready to start the quote process, the first step is to provide your personal details and information about your holiday plans. This can be completed over the phone with one of our team members or online.
2. Complete our simple medical screening process
Here, you need to declare any medical conditions you have and any medications you and your travel companions are taking.
This way, we can provide the cover that best suits your needs.
3. Get your quote
You can either proceed to buy or save your quote at this stage.
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Tips for Travelling with HIV
If you have HIV, you will probably want to be doing everything you can to stay fit and healthy. So here is our guide on travelling with HIV (Thanks to HIV Positive Magazine for some of this information)
Talk to an experienced HIV doctor beforehand
- Treatments for HIV are complex and fast-changing, and you really need to work with someone who knows what they’re doing.
Take your medication on your travels
- When you are travelling with HIV, the most important thing you can do is take your medication on time, every time, without fail. Make sure you take enough of your medication with you, and have extra in case any gets lost. If you can, get regular exercise. A bit of a tough one but you could use your holiday to make sure you are doing regular exercise. It can make you look better, sleep better, and feel better. It helps you manage your weight. It elevates your mood. An ideal workout includes aerobic exercise like walking, jogging, or cycling.
Get your rest and relaxation
- Use your holiday as an opportunity to make sure you get enough rest. The immune system is enhanced by sleep and rest and impaired by stress, so use your holiday to restore the balance. People living with HIV have extolled the benefits of massage for years, claiming it helps with stress reduction. A number of studies show that the massage can improve your immune system’s function. So, you might want to consider getting a massage on holiday too.
