As the specialists in medical Travel Insurance since 2000, we understand that it can be difficult to get the right cover need if you have a heart disease. We provide Travel Insurance for heart conditions including angina, atrial fibrillation and cardiac difficulties after a heart attack.
We provide cover to thousands of people with pre-existing medical conditions travelling to destinations all over the world. If you have had difficulty getting heart disease Travel Insurance in the past, we can help you.
What is heart disease Travel Insurance?
Coronary heart disease travel insurance covers you if you have a heart condition and wish to travel with peace of mind. This type of insurance covers you for medical emergencies, helping to prevent unexpected medical bills and unnecessary complications that can arise on trips abroad.
Why do you need Travel Insurance for coronary heart disease?
Travel Insurance for heart disease is designed for people living with heart conditions who want to travel safely. It protects you against the high costs of emergency medical treatment abroad, including hospital stays and repatriation if you need to return home.
Unlike standard policies, it takes your condition into account. It also includes protection for lost or stolen medication, such as blood thinners or statins, as well as cancellation cover if your condition unexpectedly worsens before your trip.
With 24/7 worldwide medical assistance and tailored cover limits, our cover for heart disease makes sure you can explore the world with confidence, knowing you are supported in a medical emergency.
SWIPE TO COMPARE POLICIES
Gold |
Gold Plus |
Platinum |
|
| Emergency medical expenses and Repatriation costs | Up to £10m | Up to £15m | Unlimited |
| Cancellation* and cutting your trip short | Up to £2k | Up to £15k | Up to £25k |
| Travel Delay | Up to £300 | Up to £1,500 | Up to £1,500 |
| Personal Belongings | Up to £2k | Up to £2.5k | Up to £5k |
| Personal liability | Up to £2m | Up to £2m | Up to £2m |
| Legal protection cover | Up to £50k | Up to £50k | Up to £100k |
* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.
Q. Why shouldn’t a heart condition stop someone from enjoying travel, and how can they do so safely?
A. “Having a heart condition does not stop anyone from enjoying a holiday. Preparation is key and choosing a destination wisely is important. Ensuring all medical documents, medications and contingency plans are in order is sensible. Preparing for long-haul flights with the right hand luggage requirements, paperwork and assistance would make it stress-free. Make sure you have the right comprehensive insurance in place is essential.”
Dr Preethi Daniel, Deputy Medical Director – London Doctor’s Clinic
How soon after a heart attack can you travel?
How quickly you can travel after a heart attack depends on your recovery, the type of treatment you’ve had, and your doctor’s advice. Many people can fly again within 7–10 days after a mild heart attack, provided there are no complications. If you’ve had surgery, such as a stent or bypass, your recovery time may be longer.
Your doctor may recommend a fit-to-fly certificate before you travel, and some airlines will require it. It’s important to follow medical advice closely, as travelling too soon after a cardiac event can put your health at risk. Always check with your GP or cardiologist before booking a trip, and make sure you have specialist Travel Insurance in place.
Tips for travelling after a heart attack or with heart disease
- Talk to your doctor (Source: NHS) about your trip and find out if they have any specific advice that you should follow while you’re on holiday. They have the best understanding of your heart condition, and they can let you know of any precautions you should – such as getting up from your seat at least every two hours to improve blood circulation.
- If you have an implanted cardiac defibrillator (Source: NHS), you should request a hand search at security if possible. There have been no reports of ICD dysfunction caused by metal detectors, but researchers say there could be a theoretical risk.
- When you are on a special diet for your heart problems at home, try to follow your diet as much as possible on your trip. If you have heart issues, eating too much salt can increase your risk of symptoms – so avoid excessively salty foods while travelling.
- You will need to arrange medication for the duration of your trip, as well as extra supplies in case you are delayed or your medication is misplaced.
- If you experience heart symptoms, get emergency medical help right away. You will then need to contact the medical emergency assistance company as detailed in your medical travel insurance policy. You can find the correct telephone number to call for your policy here: Medical Emergency contact numbers.
- If there are any changes to your health before you travel, including any new medication, please contact our Customer Care Team on 01708 339029 and we’ll be happy to update your cover.
Our Travel Insurance: A simple 3 step quote process
Simply complete our quick 3-step screening process to get your quote
Here’s how it works.
1. Get a quote online or by phone
Once you’re ready to start the quote process, the first step is to provide your personal details and information about your holiday plans. This can be completed over the phone with one of our team members or online.
2. Complete our simple medical screening process
Here, you need to declare any medical conditions you have and any medications you and your travel companions are taking.
This way, we can provide the cover that best suits your needs.
3. Get your quote
You can either proceed to buy or save your quote at this stage.
Important Information on Heart Disease Travel Insurance
Conditions related to heart disease
Heart disease is a general term related to a number of conditions. It can also be called coronary heart disease and ischemic heart disease. The main symptoms of heart disease are angina, heart attack and heart failure.
You want to ensure you’re properly covered, does our medical screening process allow you to provide details of your heart disease history?
With many years of experience handling very complicated medical conditions, AllClear has designed a straight forward online medical screening process. This process is a simple question and answer format and provides us with all the information we need to offer you a quote for your heart disease. Once completed you can review the quotes and cover levels available and decide the premium you wish to pay.
What will affect the premium?
With holiday insurance for heart conditions, premiums are calculated based on the answers you provide throughout the medical screening process. Many factors are taken into consideration including the length of your holiday, where you are going, your age and medical conditions.
What happens if your medical situation changes after you’ve bought your policy?
If you develop a new medical condition or an existing one changes once you’ve purchased your travel insurance, you will still be able to amend your policy. Please ready our change in state of health article for more information. You will need to notify us at the earliest opportunity and in particular before you book or commence your trip – just call our Customer Care Team and they will be happy to make any adjustments. Please note that in some cases an additional premium may be applied to your policy to make these changes. Please check your policy wording as providers may vary.
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FAQs
Annual multi-trip or single trip?
An annual multi-trip policy allows you to travel multiple times within a year⇞.
The maximum length of each trip typically ranges from 31 to 45 days, depending on your policy. You may be able to extend this to 55 days per trip with an optional upgrade, unless you’re aged 71 or over and travelling to the USA, Canada, Mexico or the Caribbean, where the maximum stay is 35 days and extensions aren’t available.
If you’re planning a longer holiday or only intend to travel once this year, a Single Trip Travel Insurance policy might be the best choice for you.
Don’t forget: there’s a maximum total of 183 travel days allowed across all trips within a policy year.
What will affect the price of your policy?
We calculate the premiums you’re displayed using multiple factors. These include age, trip duration, destination and pre-existing medical conditions.
