Heart attack travel insurance
Every day in the UK, 530 people will go to hospital due to a heart attack. If you’ve had a heart attack, and are one of the approximately 7 million people living with cardiovascular disease, you may be wondering how to plan for your next holiday. The important thing is to make sure that you’re fully covered – just in case of any medical emergency while you’re away. Our heart attack travel insurance fully covers your medical conditions and medication.
Benefits of AllClear Cover
| Gold | Gold Plus | Platinum | ||
|---|---|---|---|---|
| Emergency medical expenses and Repatriation costs | Up to £10m | Up to £15m | Unlimited | |
| Cancellation* and Curtailment | Up to £2k | Up to £15k | Up to £25k | |
| Travel Delay | Up to £300 | Up to £1,500 | Up to £1,500 | |
| Recuperation stay | ||||
| Personal Belongings | Up to £2k | Up to £2.5k | Up to £5k | |
| Personal liability | Up to £2m | Up to £2m | Up to £2m | |
| Legal protection cover | Up to £50k | Up to £50k | Up to £100k | |
| * If you buy a policy which includes cancellation cover | ||||
| All these figures are per person and per trip | ||||
Frequently asked questions
What if you are waiting for treatment for your heart condition?
We’re pleased to say we can still offer you a quote. If you have been given a date for your treatment, simply declare the name of your heart condition during your quote. You may be asked questions about treatment, but the most important detail is declaring your diagnosis.
If you are yet to be given a date for your treatment, you have the ability to add the optional extra of Waiting List cover. Also, be sure to answer that you are on a waiting list for treatment during the initial medical warranty section.
Do you need to declare a heart attack that happened many years ago?
Yes, you will need to declare any previous heart conditions that you have been diagnosed with. To see a full list of medical conditions that you always need to declare, view our Medical Warranty.
What if your heart condition is undiagnosed?
Unfortunately, we are unable to offer cover when your diagnosis is unknown.
Please contact your Doctor for further information. As soon as your diagnosis is confirmed, we would be happy to offer you a quote.
Are any heart devices covered?
We can confirm that any heart devices – such as a pacemaker – are covered under your medical expenses. This includes any necessary replacements or repairs.
If there is more than one name for your medical condition, what should you declare?
In this circumstance, you can select one of the names for your medical conditions.
For example, as a heart attack is a symptom of ischaemic heart disease, you can declare either name during your quote. Please note, entering just one of the names you will automatically link onto questions about the other.
With regards to declaring procedures, always start with declaring your medical condition first. By answering all of the questions about your condition, you can be sure you’ve told us all we need to know about your treatments.
Heart attack travel insurance: The facts
Simple 3 step quote process
1. Call us or click a quote button on our site
Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.2. Complete our simple medical screening process
You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.3. Get your quotes
You will then get your quotes and can either proceed to buy, or save your quote, at this stage.Our 5 star Trustpilot rating
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Tips when travelling after a heart attack
- Talk to your doctor about your trip and find out if they have any specific advice that you should follow while you’re on holiday. They have the best understanding of your heart condition, and they can let you know of any precautions you should – such as getting up from your seat at least every two hours to improve blood circulation.
- If you have an implanted cardiac defibrillator, you should request a hand search at security if possible. There have been no reports of ICD dysfunction caused by metal detectors, but researchers say there could be a theoretical risk.
- When you are on a special diet for your heart problems at home, try to follow your diet as much as possible on your trip. If you have heart issues, eating too much salt can increase your risk of symptoms – so avoid excessively salty foods while travelling.
- If you experience heart symptoms, get emergency medical help right away. You will then need to contact the medical emergency assistance company as detailed in your medical travel insurance policy.
- If there are any changes to your health before you travel, including any new medication, please contact our Customer Care Team on 01708 339029 and we’ll be happy to update your cover.
Benefits of AllClear Cover
| Gold | Gold Plus | Platinum | ||
|---|---|---|---|---|
| Emergency medical expenses and Repatriation costs | Up to £10m | Up to £15m | Unlimited | |
| Cancellation* and Curtailment | Up to £2k | Up to £15k | Up to £25k | |
| Travel Delay | Up to £300 | Up to £1,500 | Up to £1,500 | |
| Recuperation stay | ||||
| Personal Belongings | Up to £2k | Up to £2.5k | Up to £5k | |
| Personal liability | Up to £2m | Up to £2m | Up to £2m | |
| Legal protection cover | Up to £50k | Up to £50k | Up to £100k | |
| * If you buy a policy which includes cancellation cover | ||||
| All these figures are per person and per trip | ||||
