What is Travel Insurance for Arrhythmia
Travel Insurance for arrhythmia covers you if you are currently living with an irregular heartbeat and wish to travel with peace of mind. This type of insurance covers you for medical emergencies and cancellations, even those related to COVID-19. Comprehensive arrhythmia Travel Insurance is vital to prevent unexpected medical bills and gives you the support you need if you have any medical problems while you are away. There are different types of arrhythmia, such as atrial fibrillation.
According to the NHS, an irregular heartbeat is experienced by more than 2 million people a year in the United Kingdom. While often a manageable medical condition, irregular heartbeat has the potential to lead to more severe heart conditions, including sudden cardiac arrest. Given that more than 100,000 hospital admissions occur every year due to heart attacks, it’s important to make sure that you’re protected while on holiday.
That’s why our policies are designed to offer irregular heartbeat Travel Insurance that is not only affordable but fully comprehensive. We recognise that you are not just another statistic. Our aim is to provide travel insurance for people who may otherwise struggle to be insured elsewhere – and we’re proud to have covered over half a million people for their pre-existing medical conditions since the year 2000.
Why It’s Important to Declare Your Arrhythmia
Many standard Travel Insurance policies will exclude or decline cover for medical conditions like arrhythmia. Therefore, it’s vital that you declare your condition to a specialist travel insurance provider. This will ensure you have the comprehensive cover in place that you need.
If you don’t declare your condition and have a medical emergency while on holiday, you could be left with an expensive hospital bill, as any claim could be invalidated. Furthermore, in some countries such as Spain and the USA, hospital costs can be extremely high.
Benefits of AllClear Cover
| Gold | Gold Plus | Platinum | ||
|---|---|---|---|---|
| Emergency medical expenses and Repatriation costs | Up to £10m | Up to £15m | Unlimited | |
| Cancellation* and Curtailment | Up to £2k | Up to £15k | Up to £25k | |
| Travel Delay | Up to £300 | Up to £1,500 | Up to £1,500 | |
| Recuperation stay | ||||
| Personal Belongings | Up to £2k | Up to £2.5k | Up to £5k | |
| Personal liability | Up to £2m | Up to £2m | Up to £2m | |
| Legal protection cover | Up to £50k | Up to £50k | Up to £100k | |
| * If you buy a policy which includes cancellation cover | ||||
| All these figures are per person and per trip | ||||
Simple 3 step quote process
1. Call us or click a quote button on our site
Once you are ready to start the quote process, the first step is to provide your personal details and information about your holiday plans.2. Complete our simple medical screening process
You then declare the medical conditions for you (and any other travellers) and answer the specifically designed medical questions.3. Get your quotes
You will then get your quotes and can either proceed to buy, or save your quote, at this stage.Travel Tips for Travelling with Arrhythmia
- Check with your doctor that you are fit to travel
- You know your body better than anyone. But double check your destination is suitable for your planned activities. For example, some travellers with irregular heartbeat like to avoid destinations with lots of hills, or accommodation with only stairs to use
- If excessively high or low temperatures (and high altitudes) affect your heart, consider this when booking a holiday. Or ask your doctor for further advice on which climates are best for your condition
- In the event of an abnormal heart rhythm, take deep, slow breaths, that begin in your abdomen. This can help regulate your heartbeat
Why More Than 3 Million People Have Chosen AllClear
Read AllClear Trustpilot Reviews
Frequently Asked Questions About Arrythmia Travel Insurance
Can You Get Travel Insurance with a Heart Condition?
If you have a heart condition it’s always best you take out travel insurance with a medical specialist travel insurance provider. At AllClear we believe everyone deserves the opportunity to travel, this includes those living with a heart condition. We have been proud specialists since 2000, for travel insurance you can trust – get your quote today!
Should you Fly with an Irregular Heartbeat?
Most people living with an irregular heartbeat are able to fly. However, It’s always best to check with your doctor before travelling or booking a holiday. Your airline may also require you to have a fit-to-fly certificate before travelling.
Should you Get an Annual Multi Trip or Single Trip Policy?
With an annual multi-trip policy you can take as many trips as you want within a 12 month period.
For annual multi-trip cover (on AllClear Gold and Gold Plus policies), there is a maximum holiday length of 31 days if you are over 70. In addition, if you are under 70 the maximum holiday length is 45 days. With an annual multi-trip policy for travel insurance for arrhythmia, all trips must start and end in the UK.
When planning a trip longer than 45 days, a single trip quote might be a better option. This is also the case if you are only planning one trip in the year.
For more information read our single trip travel guide.
