Enjoy your trip with peace of mind with Epilepsy Travel Insurance from AllClear. With up to unlimited medical emergency expenses cover.
Specialist Travel Insurance for Epilepsy
Our specialist Epilepsy Travel Insurance covers you if you have a medical issue abroad, for example, if you need hospital treatment following a seizure. You will also be covered if you need emergency access to epilepsy medication such as epilim or depakote. We’ll also cover you if you need medical repatriation back to the UK.
- According to Epilepsy Action, there are 630,000 people with epilepsy living in the UK.
- Epilepsy-related seizures have been reported as one of the top four reasons for flight diversion because of an on-board medical emergency.
- Epilepsy medications vary, but the cost can be as high as $996 for a single month’s supply in the US.
That’s where we can help. Our specialist Travel Insurance will cover unexpected medical costs related to your epilepsy. We’ll tailor your policy to suit your needs, which leaves you free to enjoy your trip with full peace of mind
At AllClear, we can cover: All medical conditions. All ages. All destinations. 98% of our customers would recommend us to family and friends, so you’re in good hands2.
Can you get Travel Insurance if you have epilepsy?
Yes, you can get Travel Insurance for epilepsy. However, not all providers will be able to cover you and your condition. As a specialist Medical Travel Insurance provider, we can offer Epilepsy Travel Insurance. In fact, we can cover more than 1,300 different medical conditions.
Epilepsy is a pre-existing medical condition. We will ask you some simple questions about your condition during our medical screening process. This allows us to tailor your policy to you.
When you have a condition like epilepsy, you have specific risks while travelling. That’s why it’s so important to get the right Travel Insurance. As a specialist provider, 99%+ of our customers are offered cover.
What cover does AllClear’s Epilepsy Travel Insurance provide?
Our Travel Insurance for epilepsy includes cover for emergency medical costs, lost or stolen belongings and more. It’s important to read our Policy Wording to understand what is and isn’t included in Epilepsy Travel Insurance.
What’s covered?
- Medical cover: AllClear policies include emergency medical cover, as well as medical costs for existing conditions. This includes prescription medication, such as your epilim or depakote, medical emergencies and medical equipment.
- Cancellation and curtailment: Cover for your flight and accommodation costs if you have to cancel before you go. We’ll also cover returning home early following an emergency.
- Your baggage: Protection against the cost of stolen, damaged or lost luggage and personal possessions. You can also choose to add extra cover for gadgets to your policy.
- Travel delays and missed departures: Delayed flight? We’ll compensate you for the time. We’ll also cover any resulting accommodation and transport costs.
- Personal liability: Cover for your legal expenses and any liability due if you accidentally injure someone. You also have cover if you damage their property while you’re away on holiday.
- All ages: We believe Travel Insurance should be available to as many people as possible. That’s why our policies have no upper age limit.
What’s not covered?
- Deciding not to travel: We do not provide any cover if you can travel but choose not to.
- Other regions: Your Heart Condition Travel Insurance won’t cover you if you travel outside your chosen region. You can contact us to upgrade your policy anytime.
- Claims below the value of excess: You’re not covered for claims that fall below the value of the excess stated in your policy
- Medical conditions you fail to declare: When you buy Travel Insurance, you need to provide us with an accurate medical history so we can give you the right cover. This is especially vital for senior travellers and those with long-term illnesses.
We tailor all our travel policies to your specific requirements. So, we offer three different policy levels: Gold, Gold Plus, and Platinum.
SWIPE TO COMPARE POLICIES
Gold |
Gold Plus |
Platinum |
|
Emergency medical expenses and Repatriation costs | Up to £10m | Up to £15m | Unlimited |
Cancellation* and Curtailment | Up to £2k | Up to £15k | Up to £25k |
Travel Delay | Up to £300 | Up to £1,500 | Up to £1,500 |
Personal Belongings | Up to £2k | Up to £2.5k | Up to £5k |
Personal liability | Up to £2m | Up to £2m | Up to £2m |
Legal protection cover | Up to £50k | Up to £50k | Up to £100k |
* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.
Do you have to disclose epilepsy on your Travel Insurance?
Yes, you must declare your epilepsy when buying Travel Insurance. If you don’t, you will not be covered for any costs associated with your condition. This may invalidate your policy. This is the case for any pre-existing medical conditions you may have.
When buying Travel Insurance for epilepsy, we will ask you some simple questions during our medical screening process. Then you’ll get a quote tailored to you.
Our Medical Warranty defines a pre-existing condition as follows.
You must disclose to us if you or anyone else insured on the policy has:
- In the last two years, taken any prescribed medication or received medical treatment or advice at a hospital, clinic, GP surgery or via remote consultation;
- Received or been offered palliative care;
- Been placed on a waiting list that could cause you to cancel or curtail your trip;
- Been advised of a terminal illness.
Read our Epilepsy Travel Insurance Policy Wording for full details and any exclusions.
Do you have to declare epilepsy if you no longer have seizures?
You need to declare your epilepsy if your condition fits within the medical warranty above, even if you no longer have seizures.
We know that some people have their epilepsy under control and don’t experience seizures. However, this is normally helped by medication. This means it still counts as a pre-existing medical condition for Epilepsy Travel Insurance. This is also the case if you no longer have seizures, but still see a doctor or medical professional for check ups about your epilepsy.
During the medical screening process, we’ll ask some questions about the severity of your condition. At this point, you can mention if you no longer have seizures or haven’t had one for a long time. We tailor your quote to you and your condition.
Can you still get Travel Insurance if your doctor has advised you not to travel?
No, you cannot get Epilepsy Travel Insurance if a doctor has advised you not to travel. Not disclosing this information could lead to the invalidation of your policy. Meaning you face high costs from your own pocket if you have a medical emergency.
If you buy Travel Insurance for epilepsy with cancellation cover and are told by a doctor at a later date that you cannot trave as a result of your epilepsy. You may be covered for cancellation. Read our Policy Wording for full details.
If you have epilepsy, your airline may need you to get a Fit To Fly letter. This will depend on the severity of your condition and whether you’ve had a seizure recently. It’s always best to speak to both your airline and doctor to make sure.
Will epilepsy affect the cost of your Travel Insurance?
You may wonder, how much does Epilepsy Travel Insurance cost? There are various factors that will impact the price of any Travel Insurance policy. These include:
- Any pre-existing medical conditions: Including epilepsy. This is because you may be more likely to need emergency medical help while you’re away
- The severity of those conditions: If you have well-controlled epilepsy, your policy will probably cost less than someone who is experiencing daily seizures
- Your age: Again, older travellers are more likely to face unexpected medical costs when on holiday. So this can affect the cost of your policy
- Where you’re going: Some destinations, such as the USA, have expensive healthcare systems. While others have a bigger risk of something going wrong. Such as high levels of crime against tourists
- The length of your trip: The longer you’re away, the more likely you are to face an issue. So Travel Insurance for a weekend break will be cheaper than for a year of backpacking
Each of these factors will vary from person to person. We tailor your quote to you to make sure you have the right level of cover. Read our Policy Wording for more information.
What types of Epilepsy are covered by AllClear’s Travel Insurance?
Different forms of epilepsy can affect your travel plans in different ways. We cover all forms of epilepsy. Here’s how it might affect your plans.
- Absence Seizures: Brief, sudden lapses in awareness, often mistaken for daydreaming. They are generally mild and unlikely to affect travel plans. However, frequent seizures could lead to confusion in unfamiliar environments.
- Focal Seizures: These start in one brain area and cause different symptoms depending on location. Usually mild, but they could cause some issues when travelling. Especially frequent ones or those happening during risky activities (such as swimming or hiking).
- Generalised Tonic-Clonic Seizures: These cause full body stiffening and jerking, with a high risk of needing medical attention. These seizures could interrupt or even cancel your trip, especially if they come unexpectedly.
- Photosensitive Epilepsy: These are seizures triggered by flashing or flickering lights. Around 3% of people with epilepsy are photosensitive. This can be problematic in environments with flashing lights, such as nightclubs, theme parks, or even certain TV screens.
- Atonic Seizures: These cause sudden muscle weakness, leading to falls and possible injuries. Extra care and maybe even emergency help might be needed while travelling.
- Myoclonic Seizures: These are quick muscle jerks, usually mild. But many of them can make some activities difficult and might be a concern in crowded or busy places.
How to get Travel Insurance when you have Epilepsy
When you’re getting a quote for your Epilepsy Travel Insurance, you’ll need to complete a medical screening . As part of this process, we’ll ask you a few questions about your epilepsy.
Questions you’ll be asked during your medical screening may include:
- What type of epilepsy do you have?
- When was the last time you had a seizure?
- How long do your seizures typically last?
- What medication are you currently taking?
Once you’ve supplied your answers, we’ll make sure you have access to the cover you need while away. It’s important to give us the most accurate information during this process so that we can support you best.
You must disclose all your pre-existing medical conditions during the medical screening. We can’t cover any costs related to medical issues that aren’t declared. If your medical history isn’t accurate, you may have to pay for unexpected medical costs.
AllClear’s Travel Insurance for Epilepsy with other pre-existing medical conditions
We know that it can be common to have high blood pressure, a history of stroke or mental health issues with epilepsy. Or perhaps you have another pre-existing condition such as diabetes or asthma. You may be worried about finding Epilepsy Travel Insurance with multiple conditions. However, 62% of our customers have more than one pre-existing health condition.
We specialise in providing Medical Travel Insurance. That means we’ll cover your trip for multiple pre-existing health conditions, as well as your epilepsy. Simply declare all conditions during the medical screening process. Then, we can create a Travel Insurance quote that works for you.
Remember, our medical warranty defines what a pre-existing medical condition is. You can read more in our Travel Insurance for Epilepsy Policy Wording.
Find the best Travel Insurance for your trip
Each holiday is different, and so are your needs. We tailor each quote to you. So what sort of holiday will you be having?
- Just one trip this year? Single Trip Travel Insurance is what you need, giving you up to 365 days of consecutive travel abroad.
- Taking a few trips? Our Annual Multi-trip Travel Insurance will save you time and money. Just a single policy will cover you for the entire year.
- Embarking on a cruise? Cruises have their own potential mishaps that will need cover. For example, cabin confinement and missed departures. With our Cruise Travel Insurance you sail with confidence.
- Doing a few European city breaks? Our European Travel Insurance will protect you no matter where you go across the continent.
- Going slightly further afield? Our Worldwide Travel Insurance covers you around the world.
Travel advice: How to prepare for your trip when you have epilepsy
If you’re travelling with epilepsy, you want to get on with enjoying your holiday. Not worrying about your condition. Taking certain steps should help you to rest and relax while away:
- Talk to your doctor: Contact your doctor or medical team and discuss your plans. They will be able to advise you on anything you need to do to prepare and how to travel more safely. Epilepsy Action recommends you do this at least two months before you go
- Medication: Make sure you have enough medication for your whole holiday, plus extra in case some gets lost. Take it in its original packaging, along with your prescription and a letter from your doctor if needed. This is especially important if it’s a controlled drug. You should also make sure that your medication isn’t banned in the destination you’re going to
- Flying: Speak to your doctor and airline before you go. Being tired, dehydrated or anxious can impact your condition when flying, as well as other factors. You should make sure you’re flying with someone who knows how to look after you if you have a seizure. If you’re going on a cruise, you should also speak to the company organising it
- Jet lag: Adjust your sleep schedule before you go and follow NHS advice on adapting to the new time zone. Avoid caffeine and alcohol, which can make things worse. Jet lag and tiredness could lead to more seizures, so it’s important to be prepared
- Travel vaccinations and anti-malaria treatment: Always check that any vaccines or anti-malaria medications are ok for you. Some may not be suitable for those with epilepsy or may interfere with your normal medication
- Travel Insurance: Epilepsy Travel Insurance should be high on your list when preparing for your holiday. It will mean you don’t face big costs from your own pocket if you need emergency medical treatment
Read our blog on travelling with epilepsy for more tips and ideas.
How our Travel Insurance for Epilepsy works: A simple 3 step quote process
Getting a quote for Epilepsy Travel Insurance couldn’t be simpler. Here’s how it works.
1. Get a quote online or by phone.
The first step is to provide your personal details and information about your holiday plans. You can complete this over the phone with one of our team members or online.
2. Complete our simple medical screening process.
You must declare any medical conditions you have and medications you’re taking. This will allow us to provide the cover that best suits your needs.
3. Get your quote.
You can either proceed to buy or save your quote at this stage.
Expert Comments…
“Not declaring your epilepsy to your travel insurance provider could mean that any claim you make for epilepsy related incidents won’t be paid out. You would have to pay these medical bills yourself. And the cost of medical care and treatment can be very expensive outside the UK. It is also important to tell your insurer if your medical condition changes after you take out the policy for the same reason.”
David Thornton, Helpline Team Leader at Epilepsy Action
What our customers say
I have Epilepsy and have used AllClear...
“I have Epilepsy and have used AllClear Travel insurance a few times for foreign travel. The online application is straight forward and easy to follow. I will without doubt use them again for my next holiday abroad.”
– Bob K
– Date of experience: October 08, 2023
There’s a reason we’re the UK’s Most Trusted Travel Insurance Provider4. Here’s what our other customers have to say about us.
What our Customers Say
Frequently asked questions on Epilepsy Travel Insurance
Is epilepsy considered a pre-existing medical condition?
Yes, epilepsy is considered a pre-existing medical condition. Our Medical Warranty defines a pre-existing condition as follows.
You must disclose to us if you or anyone else insured on the policy has:
- In the last two years, taken any prescribed medication or received medical treatment or advice at a hospital, clinic, GP surgery or via remote consultation.
- Received or been offered palliative care.
- Been placed on a waiting list that could cause you to cancel or curtail your trip.
- Been advised of a terminal illness.
You can find more information in our Policy Wording.
Is there an age limit for Epilepsy Travel Insurance?
Our Travel Insurance policies do not have upper age limits.
Will the GHIC cover epilepsy while travelling?
A Global Health Insurance Card or GHIC will give you access to some essential state healthcare at the same price as locals. This may be free or at a reduced cost.
This will include some unexpected medical costs linked to your epilepsy. However, the GHIC does not cover all emergency treatment and services, such as medical repatriation. You should always take out Travel Insurance for epilepsy, as well as getting a GHIC card.
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