Peace of mind for the whole group, with Group Travel Insurance from AllClear. Protect everyone under a single policy with our specialist cover.
What is Group Travel Insurance, and why do you need it?
Group travel is becoming more and more popular. Reports have shown that group bookings are up 50% annually. But group travel can come with risks. More people means more opportunities for accidents to occur. Coordinating larger groups may lead to rushed planning or oversight of safety precautions. Travel Insurance for the Group is a must-have.
Group Travel Insurance is a must-have. Here’s why:
- Makes sure everyone in your group is covered if they have a medical emergency while you are away.
- Costs might not be refunded if there are cancellations. If your group leader booked hotels or flights, only they will be covered for cancellations. Others in the group aren’t covered unless they’re named on the policy.
- More convenient: Only one lot of paperwork needed for your whole travel group.
The right Group Travel Insurance policy will cover emergency medical expenses for the entire group. Unforeseen medical costs can ruin your trip. Stolen belongings or changed plans can end up being expensive. Protect yourself and the group with AllClear’s comprehensive Travel Insurance.
What does AllClear’s Group Travel Insurance cover?
Group Travel Insurance from AllClear covers you against unexpected medical costs. We offer up to unlimited cover for medical expenses. We’ll even cover the cost of emergency transport back to the UK if needed.
What’s covered?
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- Medical cover. AllClear policies include emergency medical cover. Even for pre-existing conditions. This includes prescription medication, medical emergencies and medical equipment.
- Cancellation and curtailment. Cover for your flight and accommodation costs if you have to cancel before you go. We’ll also cover you if you need to return home early following an emergency.
- Your baggage. Protection against the cost of stolen, damaged or lost luggage and personal possessions. You can also choose to add extra cover for gadgets to your policy.
- Travel delays and missed departures. If your flight is delayed, we’ll compensate you for the time. If you miss your flight, you’ll also be covered for accommodation and transport costs.
- Personal liability. Cover for your legal expenses and any liability due if you accidentally injure someone. You also have cover if you damage their property while you’re away on holiday.
- All ages. We believe Travel Insurance should be available to as many people as possible. That’s why our Travel Insurance has no upper age limit.
What’s not covered?
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- Deciding not to travel. We do not provide any cover if you can travel but choose not to.
- Other regions. Your Group Travel Insurance won’t cover you if you travel outside your chosen region. You can contact us to upgrade your policy anytime.
- Claims below the value of excess. You’re not covered for claims that fall below the value of the excess stated in your policy
- Medical conditions you fail to declare. You need to provide us with an accurate medical history when you buy Travel Insurance. This is so we can give you the right cover. This is especially vital for senior travellers and those with long-term illnesses.
- Winter sports. We do not cover winter sports like skiing or snowboarding for anyone over 65.
We offer three different policy levels: Gold, Gold Plus, and Platinum. Each is tailored to your specific requirements.
SWIPE TO COMPARE POLICIES
Gold |
Gold Plus |
Platinum |
|
| Emergency medical expenses and Repatriation costs | Up to £10m | Up to £15m | Unlimited |
| Cancellation* and cutting your trip short | Up to £2k | Up to £15k | Up to £25k |
| Travel Delay | Up to £300 | Up to £1,500 | Up to £1,500 |
| Personal Belongings | Up to £2k | Up to £2.5k | Up to £5k |
| Personal liability | Up to £2m | Up to £2m | Up to £2m |
| Legal protection cover | Up to £50k | Up to £50k | Up to £100k |
* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.
AllClear’s Travel Insurance for Groups with pre-existing medical conditions
We’re Specialist Medical Travel Insurance providers. We’ve helped over 3.5 million people get cover for their trips. We are happy to quote for any member of your group living with a medical condition. Simply declare all pre-existing conditions during your quote, and we will compare prices to find your perfect cover.
We can cover more than 1300 different pre-existing medical conditions. This includes:
- Cancer and Oncology. Whether you’re dealing with or in remission, we can cover various forms of cancer. This includes things like leukaemia, lung cancer, lymphoma, and melanoma.
- Musculoskeletal and Mobility Conditions. Whether it’s back issues, joint problems, or anything else affecting your mobility. We can provide cover for conditions like back problems, broken bones, and hip replacements.
- Autoimmune and Chronic Conditions. We can cover ongoing conditions like lupus, sarcoidosis, and vasculitis. We also offer cover for type 1 and type 2 diabetes.
- Mental Health and Neurological Conditions. Cover for conditions like migraine, MS, OCD, psychosis, and schizophrenia.
- Respiratory Conditions. We can cover conditions such as asthma, COPD, bronchiectasis, and cystic fibrosis.
- Cardiovascular Conditions. This includes heart-related conditions such as heart attacks. We can also cover ischemic heart disease, pacemakers, and stroke.
- Digestive and Gastrointestinal Conditions. We can offer cover for conditions like, coeliac disease and Crohn’s disease. We can also cover liver conditions like liver cirrhosis and liver disease.
- Eye and Vision Conditions. This includes conditions like cataracts and glaucoma.
- Surgical History and Transplants. For example, brain aneurysms, heart transplants, liver transplants, and post-operative care.
- Other Specific Conditions. We can cover conditions like anorexia nervosa, gout, and terminal illness.
It’s important to have the right kind of cover for everyone while you’re away. We’ll just need to know a little more about any pre-existing conditions your group might have. During the medical screening process, we’ll ask you a few questions. These might include things like:
- When was this member of your group diagnosed?
- Do they take any medications?
- When was the last time they were admitted to hospital for treatment?
Find the best Group Travel Insurance for your trip
Make sure you get the right kind of Travel Insurance for Groups. Travel with confidence, knowing you’re covered with AllClear. But what type of policy do you need? The best Group Travel Insurance for you depends on how often your group goes abroad and what you all do while you’re there.
How many times will people in your group go abroad this year? It might work out quicker and cheaper to get an Annual Multi-trip policy.
- Single Trip Travel Insurance: Cover for one trip, up to 365 days. If you get a Single Trip policy, all group members must travel together.
- Annual Multi-trip Travel Insurance: Get covered for an unlimited number of trips abroad each year. If you’ve got an Annual Multi-trip policy, group members can travel independently.
What is your group getting up to while you’re away? You might need some additional extras to provide a little more cover for everyone.
- Cruise Cover: Cover for cruise-specific risks. Missed departures or cabin confinement won’t get the group down.
- Gadget Cover: Cover multiple devices against loss, theft or damage.
- Golf Cover: Cover everyone’s golf clubs (up to £750). You’ll also get protection for any unused greens fees
How our Travel Insurance for Groups works: A simple 3 step quote process
Simply complete our quick 3-step screening process to receive your quote. Here’s how it works.
1. Get a quote online or by phone
Once you’re ready to start the quote process, the first step is to provide your personal details. We’ll also ask for information about your holiday plans. You can complete this online or over the phone with one of our team members.
2. Complete our simple medical screening process
You must declare any medical conditions you have. You should also mention any medications you and your travel companions are taking. This will allow us to provide the cover that best suits your needs.
3. Get your quote
You can either proceed to buy or save your quote at this stage.
“A holiday is a great way to catch up with friends and family. Travelling as a group can be fun, but the preparation can be a little more complicated. One small but easy change you can make is getting everyone covered on a single policy. Our Group Travel Insurance covers up to ten people. You’ll also know the same cover applies to everyone in your group”.
Letitia Smith MSc, Travel Insurance expert
Our reviews speak for themselves
Quick and efficient
“Quick. Despite a significant condition within our travel group, questions weren’t onerous or lengthy. Sometimes it can be upsetting explaining for the umpteenth time the issues the condition causes, but this wasn’t the case. Feel fully covered! Thank you!”.
CB. March 2023. AllClear Customer.
There’s a reason 98% of our customers would recommend us to family and friends¹. Here’s what they have to say about us.
What our Customers Say
Can you travel separately on Group Travel Insurance?
Can you travel separately on Group Travel Insurance?
It depends if you have a Single Trip or Annual Multi-trip policy. You can travel on your own if you have an annual group policy. You must travel together if you have Travel Insurance for a group for a single trip.
Do groups have to have the same address for Group Travel Insurance?
No, you don’t all have to live at the same address to be covered by a single Group Travel Insurance policy. If you all have different addresses, this is fine. As long as you’re all travelling together, you can be covered under AllClear Group Insurance.
Is it cheaper to get Travel Insurance as a group?
The premiums for Travel Insurance vary depending on many factors. Costs can change depending on your destination, group type and activities. However, it is much more convenient. You’ll know that all travellers are covered to the same degree. And you’ll only have one batch of policy details to remember.
Get the most out of your trips with our helpful guides
Get the most out of your trip with our helpful guides
Where are you visiting?
Having trouble knowing what you need? Explore our helpful guides for tips.
Which activities do you have planned?
Remember to add extra coverage to your policy for a worry-free trip. Whether you’re planning a skiing holiday or setting sail on a cruise.
