From Venice to Verona, travel with confidence, with AllClear.
What is Italy Travel Insurance – and why do you need it?
Italy is a top destination for Brits. It offers brilliant sunshine, rich culture, world-famous food and picturesque views. Unfortunately, mishaps can always occur on any trip. Travel Insurance protects against costs from medical emergencies. With AllClear, you’re covered, even if you have a pre-existing medical condition. We’ll also cover you for lost luggage, cancelled holidays2 and if you need to be repatriated back home.
But why is cover for Italy so important?
- Italy is the 3rd most visited holiday destination for Brits. Around 4.9 million Brits headed to Italy in 2023.
- Italy is generally considered a safe country to visit. However GOV.UK warns there are high rates of petty crime such as pickpocketing and bag snatching. If you’re planning to visit, consider appropriate Gadget Cover.
- Heat waves across Italy can make travel difficult and cause health issues. In 2023, parts of the Italian islands of Sardinia and Sicily had highs of around 46C. Heat stroke can land anyone in hospital at that temperature. The right travel insurance can cover the costs, so you’re not stuck with a huge bill.
Getting the right Travel Insurance policy is the key to travelling with peace of mind. At AllClear, we can cover: All medical conditions. All ages. All destinations. 98% of our customers would recommend us to family and friends, so you’re in good hands3.
What does AllClear’s Italy Travel Insurance cover?
Our Italy Travel Insurance covers you for unexpected medical costs, lost luggage and cancelled flights.
What’s covered?
- Medical cover. AllClear policies include emergency medical cover, as well as medical costs for existing conditions. This includes prescription medication, medical emergencies and medical equipment.
- Cancellation and curtailment2. Cover for your flight and accommodation costs if you have to cancel before you go. We’ll also cover you if you need to return home early following an emergency.
- Your baggage. Protection against the cost of stolen, damaged or lost luggage and personal possessions. You can also choose to add extra cover for gadgets to your policy.
- Travel delays and missed departures. If your flight is delayed, we’ll compensate you for the time. If you miss your flight, you’ll also be covered for accommodation and transport costs.
- Personal liability. Cover for your legal expenses and any liability due if you accidentally injure someone. You also have cover if you damage their property while you’re away on holiday.
- All ages. We believe Travel Insurance should be available to as many people as possible. That’s why our Travel Insurance has no upper age limit.
What’s not covered?
- Deciding not to travel. We do not provide any cover if you can travel but choose not to.
- Other regions. Your Italy Travel Insurance won’t cover you if you travel outside your chosen region. You can contact us to upgrade your policy anytime.
Claims below the value of excess. You’re not covered for claims that fall below the value of the excess stated in your policy - Medical conditions you fail to declare. You need to provide us with an accurate medical history when you buy Travel Insurance. This is so we can give you the right cover. This is especially vital for senior travellers and those with long-term illnesses.
For full details, please refer to your policy wording.
We offer three different policy levels: Gold, Gold Plus, and Platinum. Each is tailored to your specific requirements.
SWIPE TO COMPARE POLICIES
Gold |
Gold Plus |
Platinum |
|
| Emergency medical expenses and Repatriation costs | Up to £10m | Up to £15m | Unlimited |
| Cancellation* and Curtailment | Up to £2k | Up to £15k | Up to £25k |
| Travel Delay | Up to £300 | Up to £1,500 | Up to £1,500 |
| Personal Belongings | Up to £2k | Up to £2.5k | Up to £5k |
| Personal liability | Up to £2m | Up to £2m | Up to £2m |
| Legal protection cover | Up to £50k | Up to £50k | Up to £100k |
* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.
AllClear’s Travel Insurance for Italy with pre-existing medical conditions
We’re Specialist Medical Travel Insurance providers. This means we’re experts in covering people with pre-existing medical conditions. Did you know that 62%4 of those we surveyed have more than one pre-existing condition? We’ve also helped cover more than 3.5 million travellers. We’ll protect you if you face any unexpected costs due to your condition while you’re on holiday.
Before you get a Travel Insurance for Italy quote, you’ll need to declare any pre-existing medical conditions. We’ll ask you some questions to make sure your policy covers everything you could need while you’re away. The questions we might ask you include things like:
- When were you diagnosed?
- Do you take any medications?
- When was the last time you were admitted to hospital for treatment?
We can cover more than 1300 conditions, including:
- Mental Health Disorders: such as ADHD, bipolar disorder, depression, and schizophrenia.
- Cardiovascular Conditions: such as heart attack, high blood pressure, heart failure, and ischemic heart disease.
- Respiratory Conditions: such as asthma, COPD, bronchiectasis, and cystic fibrosis.
- Digestive System Disorders: such as coeliac disease, crohn’s disease, IBS, and ulcerative colitis.
- Musculoskeletal Conditions: such as osteoarthritis, rheumatoid arthritis, fibromyalgia, and osteoporosis.
- Endocrine Disorders: such as type 1 diabetes, type 2 diabetes, underactive thyroid, and liver cirrhosis.
Once you’ve completed a medical screening, you’ll be able to get your quote for Travel Insurance to Italy.
Find the best Italy Travel Insurance for your trip
Our policies are tailored to match you and your trip. But what type of policy you need really depends on you.
Your policy might depend on how many times you go away that year, whether it’s just once or more than that.
- Single Trip Travel Insurance: Our Single Trip policies are best if you’re only travelling once this year.
- Annual Multi-trip Travel Insurance: Our Annual Multi-trip Travel Insurance covers you for an unlimited number of trips abroad in a single year.
Planning a special activity on your holiday? You might need a special kind of cover to protect you in case anything goes wrong.
- Cruise Cover: Confined to your cabin for any reason? Cabin Confinement protection, part of our Cruise Cover, means you’ll be reimbursed for each day you’re cooped up. We’ll even cover the cost of airlifting back to the mainland if you’re unwell.
- Gadget Cover: Make sure you’ve got the right kind of protection for any gadgets you’re taking away with you, such as laptops or tablets.
- Golf Cover: Unused Greens Fees or damage to your beloved clubs can be annoying, but don’t let it ruin your holiday. Our Golf Cover protects you for up to £750 for any Golf Equipment.
You might need a different level of protection depending on where you’re heading for your holiday.
- European Travel Insurance: Get protected across the entire continent.
- USA Travel Insurance: The USA has notoriously high healthcare costs. Getting a policy that covers you if the worst should happen is a must-have.
- Worldwide Travel Insurance: Worldwide Travel Insurance protects you across the globe.
Who are you going with? It might work out cheaper and easier to get one big Travel Insurance policy.
- Family Travel Insurance: Having one policy that covers the whole family can be one less thing to worry about. Our Family Travel Insurance covers up to two adults and eight children.
- Group Travel Insurance: Group Travel needs a lot of planning, so a Group Travel Insurance plan can be quicker and easier.
How our Travel Insurance for Italy works: A simple 3 step quote process
Simply complete our quick 3-step screening process to receive your quote. Here’s how it works.
1. Get a quote online or by phone
Once you’re ready to start the quote process, the first step is to provide your personal details. We’ll also ask for information about your holiday plans. This can be completed over the phone with one of our team members or online.
2. Complete our simple medical screening process
You must declare any medical conditions you have. You should also mention any medications you and your travel companions are taking. This will allow us to provide the cover that best suits your needs.
3. Get your quote
You can either proceed to buy or save your quote at this stage.
“Italy is one of the top destinations for Brits. And it’s easy to see why it’s so popular! From the history of Florence and Rome to the beaches of Sardinia and Amalfi, there’s something for everyone. But even enjoying an Italian escape can present some risks. From heatstroke and petty theft to medical emergencies or injuries, you never know what could happen. That’s why the correct type of Travel Insurance, that includes repatriation and air ambulance cover, is paramount in Italy.”
What our customers say
Guided by my Which? subscription and friends
“Guided by my Which? subscription and friends. I contacted AllClear to enquire about some insurance for a trip to Italy. I could not have had a more helpful, friendly, calm, knowledgeable, and outstanding communicator than Allan. Thank you for the great service and the travel insurance I purchased.”
– K Reed
– Date of experience: September 10, 2024
There’s a reason 99.5% of our customers would consider buying from AllClear again3. Here’s what they have to say about us.
What our Customers Say
Frequently Asked Questions on Italy Travel Insurance
Do you need health insurance to travel to Italy?
It is not a requirement for British nationals to have health insurance to travel to Italy. Health insurance is different from Travel Insurance. Travel Insurance is typically used for visitors to a country and doesn’t just cover health. Good Travel Insurance also covers your belongings and travel plans while you’re abroad. For UK residents, health insurance generally refers to insurance that covers private healthcare costs at home.
Do you need Travel Insurance for Italy?
Travel Insurance is not required to enter Italy. However, the UK Government and the NHS recommend that proper Travel Insurance is taken out before leaving the UK. So, while Travel Insurance isn’t mandatory for Italy, it is still important to have. You’ll be protected from unexpected or emergency costs and it could save you a lot in the long run.
How much does travel insurance for Italy cost?
The price of each Travel Insurance policy is based on several different factors. This includes your age, medical history, destination country and area, and the length of your trip. Each of these can vary dramatically depending on the trip and the individual. This means the cost of the Travel Insurance for Italy policy can also vary.
Does the GHIC cover Italy?
The Global Health Insurance Card (GHIC) can be used in Italy. It grants access to medically necessary treatment provided by the Italian state healthcare system during your temporary stay. However, the GHIC should not be considered a replacement for Italy Travel Insurance.
Here’s what to keep in mind about GHIC coverage in Italy:
- It might not cover all medical expenses, especially repatriation costs (getting you back to the UK for medical reasons).
- The GHIC is for temporary stays only. If you’re a British resident living in Italy, you’ll need separate health insurance.
- Taking a cruise around the Italian coastline? The GHIC won’t work onboard the ship, nor will it cover any airlift costs back to the mainland if needed.
Get the most out of your trips with our helpful guides
Where are you visiting?
Explore our helpful guides for tips on remembering everything you need when travelling to one of the destinations below.
Which activities do you have planned?
Remember to add extra cover to your policy for a worry-free trip. Whether you’re planning a skiing holiday or setting sail on a cruise.
