From Dublin to Dingle, travel with confidence, with AllClear.
What is Ireland Travel Insurance – and why do you need it?
Ireland is a top destination for travellers. It’s renowned for its world-famous hospitality, dramatic scenery and centuries-old castles. However, mishaps can happen on any trip. Travel Insurance protects you from costs arising from medical emergencies. With AllClear, you’re covered, even if you have a pre-existing medical condition. We’ll also cover you for lost luggage, cancelled holidays, and travel delays.
The Emerald Isle has a lot to offer, but it’s important to make sure you’re covered.
- Ireland is one of the top 10 holiday destinations for Brits. Around 3.4 million Brits visited in 2023.
- Ireland’s iconic green hillsides and windswept landscapes are thanks to its oceanic climate. This means there’s a high likelihood of plenty of rain and wind during your stay. Meanwhile, extreme temperatures are becoming more common and conditions can be erratic. The right Travel Insurance can cover you if the weather means delays or cancellations of plans.
- Fáilte Ireland reports that around 28% of overseas tourists engaged in hiking or cross-country walking when visiting. While a fantastic way to explore the country, mixed weather conditions could lead to unexpected injuries.
Travel Insurance can cover the costs of air ambulances or repatriation if needed. Getting the right Travel Insurance policy is the key to travelling with peace of mind. At AllClear, we can cover: All medical conditions. All ages. All destinations. 98% of our customers would recommend us to family and friends, so you’re in good hands1.
What does AllClear’s Ireland Travel Insurance cover?
Our Ireland Travel Insurance covers you for unexpected medical costs, lost luggage and cancelled flights. Travel with peace of mind, knowing you’re covered with AllClear.
What’s covered?
- Medical cover. AllClear policies include emergency medical cover, as well as medical costs for existing conditions. This includes prescription medication, medical emergencies and medical equipment.
- Cancellation and curtailment. Cover for your flight and accommodation costs if you have to cancel before you go. We’ll also cover you if you need to return home early following an emergency.
- Your baggage. Protection against the cost of stolen, damaged or lost luggage and personal possessions. You can also choose to add extra cover for gadgets to your policy.
- Travel delays and missed departures. If your flight is delayed, we’ll compensate you for the time. If you miss your flight, you’ll also be covered for accommodation and transport costs.
- Personal liability. Cover for your legal expenses and any liability due if you accidentally injure someone. You also have cover if you damage their property while you’re away on holiday.
- All ages. We believe Travel Insurance should be available to as many people as possible. That’s why our Travel Insurance has no upper age limit.
What’s not covered?
- Deciding not to travel. We do not provide any cover if you can travel but choose not to.
- Other regions. Your Ireland Travel Insurance won’t cover you if you travel outside your chosen region. You can contact us to upgrade your policy anytime.
- Claims below the value of excess. You’re not covered for claims that fall below the value of the excess stated in your policy
- Medical conditions you fail to declare. You need to provide us with an accurate medical history when you buy
- Travel Insurance. This is so we can give you the right cover. This is especially vital for senior travellers and those with long-term illnesses.
- Winter sports. We do not cover winter sports like skiing or snowboarding for anyone over 65.
We offer three different policy levels: Gold, Gold Plus, and Platinum. Each is tailored to your specific requirements.
SWIPE TO COMPARE POLICIES
Gold |
Gold Plus |
Platinum |
|
| Emergency medical expenses and Repatriation costs | Up to £10m | Up to £15m | Unlimited |
| Cancellation* and Curtailment | Up to £2k | Up to £15k | Up to £25k |
| Travel Delay | Up to £300 | Up to £1,500 | Up to £1,500 |
| Personal Belongings | Up to £2k | Up to £2.5k | Up to £5k |
| Personal liability | Up to £2m | Up to £2m | Up to £2m |
| Legal protection cover | Up to £50k | Up to £50k | Up to £100k |
* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.
AllClear’s Travel Insurance for Ireland with pre-existing medical conditions
We’re specialist providers of Medical Travel Insurance. This means we excel in offering coverage for people with pre-existing medical conditions. 62% of our customers have multiple pre-existing conditions. We’ve assisted over 3.5 million travellers in their journeys abroad. So we’re well-equipped to protect you from any unexpected expenses related to your condition.
We can cover more than 1300 different medical conditions, including:
- Mental Health Conditions: such as bipolar disorder, depression, and schizophrenia.
- Surgical and Transplant: such as liver transplant, heart transplant, hip replacement or colostomy. Also, other surgical and transplant-related conditions.
- Respiratory Conditions: such as asthma, COPD, bronchiectasis, and cystic fibrosis.
- Eye Conditions: such as cataracts, glaucoma, and other eye conditions.
- Endocrine Disorders: such as type 1 diabetes, type 2 diabetes, underactive thyroid, and liver cirrhosis.
- Digestive System Disorders: such as coeliac disease, Crohn’s disease, IBS, and ulcerative colitis.
Before you get a Travel Insurance for Ireland quote, you’ll need to declare any pre-existing medical conditions. We’ll ask you some questions to make sure your policy covers everything you could need while you’re away. The questions we might ask you include things like:
- When were you diagnosed?
- Do you take any medications?
- When was the last time you were admitted to hospital for treatment?
Once you’ve completed a medical screening, you’ll be able to get your quote for Travel Insurance to Ireland.
Find the best Ireland Travel Insurance for your trip
Our policies are customised to fit both you and your trip. However, the type of policy you require depends on your needs.
Think about how often you go abroad each year. This might help you decide what kind of policy you need.
- Single Trip Travel Insurance: Single Trip policies cover you for one trip abroad of up to 365 consecutive days.
- Annual Multi-trip Travel Insurance: Multi-trip policies cover you for as many trips as you like, each lasting 45-55 days.
Planning a holiday that’s slightly out of the ordinary? You might need a little extra cover.
- Cruise Cover: Exploring Ireland by cruise ship? We’ll reimburse you if you’re kept in your cabin for any reason, like sickness. We’ll also cover the cost if you have to be airlifted back to the mainland to be treated.
- Gadget Cover: Taking your laptop or tablet to Ireland with you? Our Gadget Cover ensures that you can replace it if it’s lost.
- Golf Cover: Ireland is home to over 400 golf venues, making it a popular destination for golfers. Your golf clubs are precious, so we’ll cover them as carefully as we cover you. Our Golf Cover means you can replace them in the event of a mishap (up to £750).
If you’re visiting particular countries, you might want cover that extends across borders.
- European Travel Insurance: Planning on exploring beyond Ireland? European Travel Insurance covers you throughout the continent.
- Worldwide Travel Insurance: Is your Ireland trip part of a world tour? Make sure you’re covered no matter where you end up. Worldwide Travel Insurance protects you across the globe.
Heading to Ireland with more than one person? These Travel Insurance policies will keep everyone covered.
- Family Travel Insurance: Cover yourself and the kids with a single policy and quote.
- Group Travel Insurance: Easily cover up to eight adults in a single policy.
How our Travel Insurance for Ireland works: A simple 3 step quote process
Simply complete our quick 3-step screening process to receive your quote. Here’s how it works.
1. Get a quote online or by phone
Once you’re ready to start the quote process, the first step is to provide your personal details. We’ll also ask for information about your holiday plans. This can be completed over the phone with one of our team members or online.
2. Complete our simple medical screening process
You must declare any medical conditions you have. You should also mention any medications you and your travel companions are taking. This will allow us to provide the cover that best suits your needs.
3. Get your quote
You can either proceed to buy or save your quote at this stage.
“Ireland is a favourite destination for travellers. With its famous green landscapes, rich history, and iconic cities, there’s something for everyone in the Emerald Isle. However, even the most idyllic trips can come with unexpected challenges. Unpredictable weather and lost luggage to medical emergencies or accidents; you never know what could occur. That’s why having the right Travel Insurance is essential when visiting Ireland. Our comprehensive policies include medical coverage and trip protection.” Letitia Smith – Travel Insurance expert
What our customers say
Forthcoming trip to Ireland we spoke Lloyd who was polite
“We spoke to Lloyd who was polite, extremely helpful and patient. He advised us on every aspect of buying the insurance which made our experience very positive” Mr Mcfarlane Date of experience: 07 February, 2024
What our Customers Say
There’s a reason 99.5% of our customers would consider buying from AllClear again2. Here’s what they have to say about us.
Frequently Asked Questions on Ireland Travel Insurance
Do you need Travel Insurance for Ireland?
Travel Insurance is not a legal requirement for entering Ireland. However, while it’s not mandatory, it is highly recommended by the UK Government and the NHS. You can use the GHIC in Ireland to access medically necessary healthcare while abroad. But you should be aware that the GHIC does not cover all medical costs. For example, it does not cover ambulance costs. It also won’t cover the cost of being repatriated back to the UK should you need it.
What is the difference between Northern Ireland and the Republic of Ireland in terms of Travel Insurance?
Yes, there is a difference between Travel Insurance for Northern Ireland and the Republic of Ireland for UK citizens.
Northern Ireland:
- Northern Ireland is part of the United Kingdom. That means the NHS functions there as it does in England, Scotland, and Wales.
- While it’s still important to have, Travel Insurance isn’t needed for emergency medical treatments but would still be needed to cover cancellation, luggage, and travel delays etc.
Republic of Ireland:
- For UK citizens visiting the Republic of Ireland, the situation is different.
- UK citizens can use their GHIC, which entitles them to the same healthcare as Irish nationals.
- However, the GHIC does not cover all medical expenses. For instance, it doesn’t cover medical repatriation or emergency medical rescue costs like airlifts.
If you’re visiting the Republic of Ireland, you should take out a Travel Insurance policy. This should have the appropriate level of medical protection.
Do you need health or medical insurance to travel to Ireland?
Health insurance is not required to enter Ireland. However, it is strongly recommended that you have comprehensive Travel Insurance when visiting.
UK citizens can access necessary healthcare in Ireland. This comes under the Common Travel Area arrangement. You can use your GHIC to access healthcare, or you can show other forms of photo ID.
How much does Travel Insurance for Ireland cost?
Several factors determine the cost of a Travel Insurance policy. This includes your age, medical history, travel destination, and trip duration. These elements will differ for each person and trip.
Do UK citizens get free healthcare in Ireland?
UK citizens visiting Ireland can access medically necessary state health services. This is on the same basis as Irish residents. This includes:
- Free hospital care, including A&E and inpatient treatment
- Access to GP services (though fees may apply)
- Access to prescribed medications (though full cost must be paid)
This healthcare access is provided under the Common Travel Area arrangement. This is between the UK and Ireland and wasn’t affected by Brexit. To prove you’re eligible for healthcare, UK visitors must show two forms of ID. One must be a photo ID – like a passport or driving license.
Get the most out of your trips with our helpful guides
Where are you visiting? Explore our helpful guides for tips to ensure you remember everything you need when travelling to one of the below destinations.
Which activities do you have planned? Whether you’re teeing off on a golf trip or setting sail on a cruise, remember to add extra cover to your policy a travel with confidence.
