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How to make the most of your summer with the right Travel Insurance

Written by: Letitia Smith | Travel Insurance Expert
Last updated: 24 July 2024 | Created: 18 July 2024

Summer’s here, and it’s the perfect time for you to pack your bags and head off somewhere new. At AllClear, we understand the joy of travel and the peace of mind that comes with having comprehensive protection for your trips.

Older travellers in particular need to make sure they have quality cover in place. From managing pre-existing conditions to helping you stay safe in the heat, our tips can make sure your journey is enjoyable and safe.

Retired senior couple relaxing in a swimming pool

What your policy should include

When planning your summer holidays, having the right Travel Insurance is vital. Your policy should include:

  • Medical emergencies: Get access to medical care when you need it.
  • Prescription medication: Cover for your essential medication, including replacements if they’re lost or stolen.
  • Repatriation: Should you need to return home due to a medical emergency,
  • Personal liability: Protection for accidental damage you may cause to others or their property.

Why insurance matters

Choosing a cheaper policy might seem tempting, but it often comes with big risks. Without proper Travel Insurance, you could face expensive medical bills. You could also be financially affected by other disruptions that can ruin your holiday, such as missed departure, or lost luggage.

Imagine being on your dream holiday and suddenly needing medical attention. Without sufficient cover, you could face tens of thousands of pounds in medical bills. The right policy protects you, giving you the confidence to enjoy your holidays.

Managing pre-existing conditions

Make sure your conditions are covered by declaring them when buying insurance. Our policies are designed to cater to people with medical conditions, but we can only help if we have accurate information.

Being honest about your health means that you won’t have to worry about the costs if you need emergency treatment abroad.

Tailor your Travel Insurance

Tailored insurance for seniors is not just a luxury—it’s a necessity. At AllClear, we specialise in providing cover for all ages and conditions, letting you travel with confidence.

Here are a few optional extras to consider adding:

  • Trip cancellation: If you’re going on a luxurious trip, you can increase your holiday cancellation cover up to £25K per person.
  • Cruise cover: Protect yourself against specific events which could occur, such as cabin confinement or missed port departure.
  • Gadget cover: Added protection for your most valuable items such as your camera, phone or tablet.

Don’t let inadequate Travel Insurance spoil your holiday. Choose a policy that meets all your needs and you’ll be protected against the unexpected.

Climate considerations

Hotter weather can be particularly challenging for older travellers, and heat and humidity can affect some medical conditions. Remember to stay hydrated, take breaks in the shade, and avoid strenuous activities during peak heat.

Our policies include medical costs which can arise due to hot weather, making sure you get the care you need.

Travel should be about relaxation, exploration, and creating unforgettable memories. With the right policy, you can focus on enjoying your trip, knowing you’re protected every step of the way.